Searching for the best rated 2020 Medicare Advantage plans in Columbiana County, Ohio? You're in the right place.
Unlike prescription drug plans (Medicare Part D), which are the same statewide, Medicare Advantage plan availability and options vary by area. The reason for this is simple. Not all areas have the same healthcare providers, so localized plans are better.
How-To Enroll in a 2020 Medicare Advantage Plan in Columbiana County
Most people living in Ohio, age 65 and older, qualify to enroll in Medicare Advantage. An exception is a disqualifying illness, such as End-Stage Renal Disease (ESRD).
You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Ohio insurance agent. This is the best way to go if you need someone to help advise you.
Medigap vs. Medicare Advantage, Which is Better in Columbiana County, OH?
Medicare Advantage is one way to get full coverage healthcare. However, beneficiaries living in Columbiana County also have the option to keep their Original Medicare benefits and upgrade their coverage with Ohio Medicare supplement insurance (Medigap) and a Ohio Medicare Part D plan (PDP) for help with prescription medications.
If you are not aware of the benefits of a Medicare Supplement, and how it pays the big medical bills from an extended illness or hospital stay, check out our Medigap directory and compare Medicare supplement plans in your area. All Medicare supplements are standardized and regulated. That means you can go with the lowest cost policy and get all of the same benefits.
Compare Plan Rates
The average Ohio senior compares three or more quotes before making an enrollment decision.
Medicare SNP Plans Available in Columbiana County, OH
MedicareWire has a special directory for Columbiana County, Ohio Special Needs Plans. Although managed under the Medicare Advantage program, SNP plans are designed specifically for three types of people:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid benefits; and
- Beneficiaries with certain chronic health conditions.
Click here to see what SNPs are available in your area.
Columbiana County, OH Medicare Advantage Plan Availability
The 55 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Part A and Part B, living in East Liverpool, Salineville, Summitville, Wellsville, Columbiana, East Palestine, Elkton, Hanoverton, Kensington, Leetonia, Lisbon, Negley, New Waterford, Rogers, Salem, Washingtonville, West Point, Winona, East Rochester, Homeworth, North Georgetown, and all other locations in Columbiana County, Ohio. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).