More Plan Options
The average Louisiana senior compares three or more plan options before making an enrollment decision.
Getting Enrolled in a Medicare Advantage Plan in Terrebonne Parish
Most Louisiana seniors qualify to join a Medicare Advantage plan. Certain diseases, most notably End-Stage Renal Disease (ESRD), may disqualify you from enrollment.
You are only allowed to join, drop or change plans during a Medicare Election Period. The period between 15 October and 7 December is the Annual Election Period (AEP). That's when most folks make changes to their Medicare.
There's also an Individual Election Period (IEP) that you can use once. Your IEP is a 90 day period around your 65th birthday. It starts the month before you turn 65 and ends the month after.
You can get enrolled three ways:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Louisiana insurance agent. This is the best way to go if you need someone to help advise you.
Medicare Advantage vs. Original Medicare with a Louisiana Supplement
If you are concerned that a Terrebonne Parish Medicare Advantage plan could be bad, inconvenient or limit your services, there is another way to get full coverage and lower your out-of-pocket costs. A Louisiana Medicare supplement (Medigap) and a Louisiana Medicare prescription drug plan (Part D) work hand-in-hand with your Original Medicare to give you the best coverage possible.
A Medicare supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our directory of supplemental plans to compare supplemental Medicare insurance available in your area. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.
Special Needs Plans in Terrebonne Parish, Louisiana
Looking for Medicare Special Needs Plans available in Terrebonne Parish, LA?. Special Needs Plans are Medicare Advantage plans designed specifically for three types of special needs:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid benefits; and
- Beneficiaries with certain chronic health conditions.
Terrebonne Parish, LA Medicare Advantage Plan Availability
The 20 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Part A and Part B, living in Bourg, Chauvin, Donner, Dulac, Gibson, Gray, Houma, Montegut, Schriever, Theriot, and all other locations in Terrebonne Parish, Louisiana. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).