More Plan Options
The average Louisiana senior compares three or more plan options before making an enrollment decision.
How-To Enroll in a Medicare Advantage Plan in Saint Bernard Parish
Most people living in Louisiana, age 65 and older, qualify to enroll in Medicare Advantage. An exception is a disqualifying illness, such as End-Stage Renal Disease (ESRD).
You are only allowed to join, drop or change plans during a Medicare Election Period. The period between 15 October and 7 December is the Annual Election Period (AEP). That's when most folks make changes to their Medicare.
There's also an Individual Election Period (IEP) that you can use once. Your IEP is a 90 day period around your 65th birthday. It starts the month before you turn 65 and ends the month after.
You can get enrolled three ways:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Louisiana insurance agent. This is the best way to go if you need someone to help advise you.
Medigap vs. Medicare Advantage, Which is Better in Saint Bernard Parish, LA?
Medicare Advantage is one way to get full coverage healthcare. However, many people feel that Medicare Advantage plans in Saint Bernard Parish are bad. So, you have the option to keep your Original Medicare benefits and upgrade your coverage with Louisiana Medicare supplement insurance (Medigap) and a Louisiana Medicare Part D plan (PDP) for help with prescription medications.
If you're not familiar with Medigap policies, and how they protect you from medical care liability, please review our Medicare supplements directory, where you can learn about and compare Medigap plans. All Medigap plans are standardized. That means you can choose the plan you need based on the best price without worrying about the benefits.
Special Needs Plans in Saint Bernard Parish, Louisiana
Looking for Medicare Special Needs Plans available in Saint Bernard Parish, LA?. Special Needs Plans are Medicare Advantage plans designed specifically for three types of special needs:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid benefits; and
- Beneficiaries with certain chronic health conditions.
Saint Bernard Parish, LA Medicare Advantage Plan Availability
The 26 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Part A and Part B, living in Arabi, Chalmette, Meraux, Saint Bernard, Violet, and all other locations in Saint Bernard Parish, Louisiana. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).