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IHC Bay Dental Plan Dental Insurance for Seniors in Kentucky

PPO Plan
$16.22/Mo
The IHC Group senior dental plan for people with Medicare
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A.M. Best Rating: The IHC Group A.M. Best rating.
Premium: from $16.22/mo1
Annual Deductible: $50 per person
Max. Benefit: $1,000 per person
Plan Type: PPO
Summary of Benefits: IHC Bay Dental Plan Dental Plan 1006-001 Summary of Benefits for Kentucky

1Premiums vary based on regional pricing.

IHC Bay Dental Plan, by The IHC Group, is a Dental PPO (Preferred Provider Organization or Participating Provider Organization) insurance plan for Kentucky seniors. It's the most common type of dental insurance, and they almost always require you to pay a deductible.

Unlike an HMO, a dental PPO allows you to use a dentist outside of the network. However, when you use a network dentist you pay reduced rates. When you use a network dentist, you will typically pay a certain percentage (e.g. 20%) of the reduced rate (co-payment), and the insurance company pays the remainder (e.g. 80%).

The monthly premium with the IHC Bay Dental Plan plan starts at about $16.22. This is an estimated rate for a 65 year old woman living in Kentucky that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. IHC Bay Dental Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

BenefitCoverage
Dental Plan Type:PPO
Co-insurance:0-50% after deductible
Annual Deductible:$50 per person
Max Benefit:$1,000 per person
Cleanings:No Charge after deductible
No waiting period
Topical Fluoride:No charge after deductible
No waiting period
Sealant:No charge after deductible
No waiting period
Fillings & Restorative Dentistry:50% after deductible
6 month waiting period
X-Rays:No Charge after deductible
No waiting period
Oral Surgery:Not Covered
N/A
Tooth Extractions:50% after deductible
6 month waiting period
Crowns:Not Covered
N/A
Root Canals:Not Covered
N/A
Periodontics:Not Covered
N/A
Dentures:Not Covered
N/A
Bridges:Not Covered
N/A
Endodontics:Not Covered
N/A
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Contact The IHC Group

For more information about this plan, download the Summary of Benefits IHC Bay Dental Plan Dental Plan 1006-001 Summary of Benefits for Kentucky, call, or visit their website.

Here's their contact information:

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Compare Plans

We recommend comparing IHC Bay Dental Plan with these quality Kentucky dental plans:

Availability

IHC Bay Dental Plan is available in Louisville, Lexington, Bowling Green, Owensboro, Covington, and most other cities and towns in Kentucky.

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The dental plan information on MedicareWire is maintained by and was last updated on .

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