In dictionaries the word gap means a break, a separation, an incompleteness or deficiency. In Medicare it means the same thing, but it refers specifically to something that is missing from your health insurance coverage.Many seniors make a critical mistake when they buy into government literature that explains how Medicare pays for eighty percent of your healthcare. This is … [Read more...]
Physicians United Medicare Advantage Plan TERMINATED!
Physicians United Plan, a Medicare Advantage HMO, received their court order to shut down at the end of the month. The company will be liquidated on July 1st under the order signed by a Leon County judge. The ruling earlier this week affects affects approximately 39,000 members in Florida.Physicians United Plan was running a $13 million deficit, according to court … [Read more...]
What Medicare Out-of-Pocket Costs Mean to You
Out-of-pocket costs are those fees that you have to pay at the doctors office, hospital or pharmacy because they are not covered by your Medicare health insurance. Almost all healthcare plans have these expenses, but they vary according to what type of Medicare plan you choose.Your out-of-pocket costs are a financial risk. As with any other type of insurance, the more risk … [Read more...]
Is a Medicare MSA Plan Right For You?
MSA stands for Medical Savings Account. It's a type of health insurance plan that helps you set aside monies in a tax-free savings account to be used on your health care costs. If you're familiar with Health Savings Accounts outside of Medicare, it's a similar type of health plan.Some Medicare Advantage (Part C) plans offer the MSA feature. They have a lot of flexibility … [Read more...]
Tips on Enrolling in Medicare for the First Time
About ten thousand people a day turn 65 in the United States, making them eligible for Medicare health insurance. If you are about to turn 65 you might want to know what being Medicare eligible means to you and how you can best prepare.The most important thing to be aware of is your Initial Enrollment Period (IEP), which is the time period that most people apply to receive … [Read more...]
What are Air-Fluidized Beds and Who Needs One?
Anyone that has spent more than a week or two sick or injured in bed knows just how uncomfortable being bedridden can be. Fortunately, there are solutions for patients that need bed sore relief, including air-fluidized beds.Air fluidized beds are therapy beds that provide an ideal healing environment for patients with compromised skin. They are designed to minimize the … [Read more...]
Does Medicare Cover Acupuncture?
Years ago I worked in a very high stress job that caused me to have severe headaches. However, the job came with a very unusual perk; We had a full-time acupuncturist on staff.Once a week I had a thirty minute session with Victor for treatments, including massage therapy, acupuncture, acupressure and electro-acupuncture. He helped me with a myriad of maladies, from sinus … [Read more...]
Does Medicare Cover Abdominal Aortic Aneurysm Screenings?
An abdominal aortic aneurysm is a bulging, weakened area in the wall of the aorta resulting in an abnormal widening (ballooning) that's in excess of 50 percent of the normal diameter. Most arterial aneurysms form in the abdominal aorta below the kidneys. This is called an infrarenal aneurysm.Aneurysms frequently continue to increase in size and progressively weaken the … [Read more...]
