Seniors have more health insurance options than ever before, including Wisconsin Medicare Advantage Plans. When you enroll in Medicare Advantage you are trading your Original Medicare benefits for private health insurance available in Wisconsin.
Be aware that plans vary by where you live. It all comes down to the availability HMO and/or PPO healthcare provider networks available in the area.
Who Can Enroll in a Wisconsin Medicare Advantage Plan?
Most people living in Wisconsin, age 65 and older, qualify to enroll in Medicare Advantage. If you have End-Stage Renal Disease (ESRD), you will likely need to stay on Original Medicare.
You are only allowed to join, drop or change plans during a Medicare Election Period. The periord between 15 October and 7 December is the Annual Election Period (AEP). That’s when most folks make their changes to their Medicare.
You also have an Individual Election Period (IEP). You IEP is a 90 day period around your 65th birthday. It starts the month before you turn 65 and ends the month after.
You have three different enrollment options. If you know the plan you want, you can call a plan directly. This makes enrollment quick and easy.
Then government’s official website, www.Medicare.gov, is the second option. From there you can look up your medications, compare plans, and get your application started online.
The third way is to use an independent insurance agent. This is the best way to go if you need someone to help advise you. Most local agents represent multiple insurance products, giving you plenty of options.
Wisconsin Medicare Advantage vs. Original Medicare, Medigap and Part D
Medicare Advantage is one way to get full coverage healthcare. For a little more each month you can have the best care available and lower your out-of-pocket expenses. Savvy seniors hold on to their Original Medicare and get the additional coverage they need with a Wisconsin Medicare Part D Plan (prescriptions) and Wisconsin Medicare Supplement Insurance.
A Medicare Supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our Wisconsin Medigap Plans page for more information. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.
About Our 2015 Wisconsin Medicare Advantage Plan Information
The Medicare insurance data published by MedicareWire.com is received from public data files provided by the U.S. federal government. We make every attempt to keep our databases up-to-date. In spite of this, we simply cannot ensure the exactness of the details. You must use a licensed insurance agent to get an accurate and binding quote.For additional information go to the CMS website at: http://cms.gov. This page was last updated on 9/13/2015.