Medicare Advantage Plans by Wisconsin County
Hello Wisconsin seniors! On this page you will find a complete list of Medicare Advantage Plans for Wisconsin beneficiaries, organized by county. Not familiar with Medicare Advantage? No problem, it’s easy. An Advantage Plan replaces your Original Medicare with a traditional HMO or PPO health plan that offers you more coverage.
Locate and click on your Wisconsin county to compare plans. Not all counties have the same plans available, and some rural counties may not offer Medicare Advantage. It’s all based on the adequate availability of healthcare provider networks.
Get Quotes From Licensed Wisconsin Medicare Agents!
Local Medicare insurance agents want to compete for your business. All agents are licensed to quote and sell plans in the state of Wisconsin. Click Here to see your exclusive agents and request your confidential quotes.
Medicare Advantage vs. Original Medicare with Medigap: Wisconsin Full Coverage Choices
If you’re concerned that an HMO or PPO health plan will overly limit your care, a Medicare Advantage Plan is not your only option. For a small amount more in your monthly premium you can have the best senior healthcare available. When you keep your Original Medicare and supplement it with Medicare Part D and supplemental Medicare insurance, you have full coverage with very few restrictions. Medicare supplement insurance (Medigap) in Wisconsin protects you from the risk of big hospital and doctor bills. See our Medicare Supplemental Insurance page for more information. You will be relieved to know that all supplement plan available in Wisconsin are are standard. That means you have the benefit of shopping by best price.
Medicare Advantage Enrollment in Wisconsin
If you want to enroll in a Medicare Advantage plan available in Wisconsin, you can do so during an enrollment period. Wisconsin seniors turning 65, and those with Medicare Disability, have an Individual Enrollment Period (IEP). Your IEP starts two months before you are eligible and ends two months after eligibility. After that you must enroll or make changes to your plan during the Annual Election Period (AEP), more commonly known as open enrollment. AEP starts 15 October and ends promptly on 7 December.
Are you ready to enroll, but you’re not quite sure how? No problem, it’s easy! Most Wisconsin seniors use an independent Medicare insurance agent to walk them through the whole process. Your agent is well versed in all of the plans available in your county, and they will help you compare plan features without trying to sell you on one plan or another. In fact, by law agents are required to follow strict selling and marketing guidelines. It’s all for your protection. If you’d rather not use a local agent, you can go directly to Medicare.gov. Click here to get started.
Medicare Advantage Plan in Wisconsin vs. Obamacare
Do you have questions about how Obamacare affects MA plans in 2014? Trust me, you’re not alone. Quite a few Wisconsin seniors are confused. What you really need to know is that the new healthcare law does not affect Medicare Advantage plans in so far as the consumer is concerned. The carriers have a few more regulations, but nothing that will affect your plan and plan choices in 2014.
Here are some additional facts about your Wisconsin State Health Insurance Exchange. First, it’s not for Wisconsin seniors with Medicare or those with Medicare Disability, and you can’t trade your Medicare benefits for a plan on your state exchange. Second, your state’s health exchange won’t help you with additional benefits, regardless of your income level. If you need Extra Help, visit your local Social Security Administration office. Learn more about Obamacare at www.HealthCare.gov.
Wisconsin Medicare Advantage Plan Information
The healthcare insurance information provided on MedicareWire.com is derived from data files published by the U.S. Centers for Medicare and Medicaid Services (CMS). We make every attempt to keep our databases up-to-date. In spite of this, we simply cannot ensure the exactness of the details and only a licensed insurance agent can give you quote. For additional information go to the CMS website at: http://cms.gov.