Medicare Advantage Plans by Tennessee County

Medicare Advantage Plans, Tennessee State Seal

Hey Tennessee seniors, welcome! This page has the complete list of Medicare Advantage Plans for Tennessee beneficiaries. Health plans are organized by county to make them easy to find. A Medicare Advantage plan replace your Original Medicare benefits with government approved private healthcare insurance (HMO or PPO) that saves money.

Be aware that some Tennessee counties have more plans than others. In fact, Medicare Advantage Plans are not available in all counties. Availability is based on established hospital and doctor networks. Find and click on your county below to see plans.

 
 

Find a Tennessee Medicare Insurance Agent!

We maintain an exclusive list of Medicare insurance agents and agencies licensed to sell Medicare Advantage plans in Tennessee. Click Here to see your agents. You can request confidential quotes online to compare rates.

Supplement Plans vs. Advantage HMO or PPO: Full Coverage Health Plan Options in Tennessee

A Medicare Advantage plan is one option for full coverage health insurance, but you have a second option that works with your Original Medicare. You can keep your Part A and Part B coverage and supplement it with a Medigap policy and a Medicare Part D Prescription Drug Plan. If you’re not familiar with Medigap policies in Tennessee, and how they pay your deductibles, co-insurances and co-pays, read our Medicare Supplement page. All Medigap plans available in Tennessee are standardized. That means a Plan F, as an example, has the same benefits from every company that sells it. The only difference is the monthly premium

Medicare Advantage Enrollment in Tennessee

Tennessee Medicare Advantage PlansMedicare Advantage open enrollment for Tennessee beneficiaries, called the Annual Enrollment Period (AEP), happens every year starting on the 1st of October. AEP ends on the 7th of December, and your new plan election starts on the 1st of January. If you are new to Medicare, you are given a one-time Initial Enrollment Period (IEP). For most folks, their IEP happens then they reach age 65. In rare cases, Medicare will grant a special enrollment period. If you miss your IEP or the AEP, you’ll have to wait until the next AEP to enroll, so mark your calendar.

Are you ready to enroll, but you’re not quite sure how? No problem, it’s easy! Most Tennessee seniors use an independent Medicare insurance agent to walk them through the whole process. Your agent is well versed in all of the plans available in your county, and they will help you compare plan features without trying to sell you on one plan or another. In fact, by law agents are required to follow strict selling and marketing guidelines. It’s all for your protection. If you’d rather not use a local agent, you can go directly to Medicare.gov. Click here to get started.

Medicare Advantage Plan in Tennessee vs. Obamacare

Do you have questions about how Obamacare affects MA plans in 2014? Trust me, you’re not alone. Quite a few Tennessee seniors are confused. What you really need to know is that the new healthcare law does not affect Medicare Advantage plans in so far as the consumer is concerned. The carriers have a few more regulations, but nothing that will affect your plan and plan choices in 2014.

You might also be interested to know that your Tennessee Health Insurance Exchange (where Obamacare plans are sold) will not assist people with Medicare benefits. In other words, you can’t trade your Medicare or purchase additional health insurance on the state health insurance exchange (HIX). If you call the Tennessee HIX hotline, they will simply redirect you to Medicare.gov. If you qualify for Extra Help, due to your income status, go to your local Social Security Administration office. Learn more about the healthcare law at www.HealthCare.gov.

About Our Tennessee Medicare Advantage (Part C) Information

MedicareWire.com receives Medicare health insurance information from public files on the U.S. Centers for Medicare and Medicaid Services (CMS) website. Although we do our best to regularly update our databases, we are not able to ensure the exactness of the information. You must use a licensed insurance agent to get an accurate and binding quote. For additional helpful information visit CMS on the web at http://cms.gov.

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