Seniors have more health insurance options than ever before, including Tennessee Medicare Advantage Plans. When you enroll in Medicare Advantage you are trading your Original Medicare benefits for private health insurance available in Tennessee.
Be aware that plans vary by where you live. It all comes down to the availability HMO and/or PPO healthcare provider networks available in the area.
How-To Enroll in a Tennessee Medicare Advantage Plan
Most people living in Tennessee, age 65 and older, qualify to enroll in Medicare Advantage. An exception is a disqualifying illness, such as End-Stage Renal Disease (ESRD).
There are several different Medicare Election Periods. This is when you can join or change your plan. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.
Most of us also get an Individual Election Period (IEP), but it only comes around once. Your IEP is based on your 65th birthday. It starts the month before and ends the month after, so you have plenty of time.
There are three ways to enroll. If you know the plan you want, you can call a plan directly. This makes enrollment quick and easy.
The second way is to go to www.Medicare.gov and enroll through the government website. It’s an easy way to start your application on-line, compare plans, verify that your medications are covered and see which doctors take the plan you want.
The third way is to use an independent insurance agent. This is ideal when you want to meet with someone face-to-face to get sound advice. Most local agents represent multiple insurance products, giving you plenty of options.
Tennessee Medicare Advantage vs. Original Medicare, Medigap and Part D
Medicare Advantage is one way to get full coverage healthcare. Tennessee Medicare Supplemental Insurance and a Tennessee Medicare Part D Plan (for prescriptions) work hand-in-hand with your Original Medicare to give you the best coverage possible.
If you are not aware of the benefits of a Medicare Supplement, and how it pays the big medical bills from an extended illness or hospital stay, visit our Tennessee Medigap Plans page. All Medicare Supplements are standardized and regulated. That means you can go with the lowest cost policy and get all of the same benefits.
About Our 2015 Medicare Advantage Health Insurance Data for Tennessee
MedicareWire.com collects Medicare health insurance information from public files on the U.S. Centers for Medicare and Medicaid Services (CMS) website. We make every attempt to keep our databases up-to-date. In spite of this, we simply cannot ensure the exactness of the details. You must use a licensed insurance agent to get an accurate and binding quote.For more information about the Medicare program, visit http://cms.gov. This page was last updated on 9/13/2015.