Medicare Advantage Plans by South Dakota County
Greetings South Dakota seniors, and welcome! If you’re looking for a Medicare Advantage Plan for South Dakota seniors with Medicare, you’re in the right place. An Advantage Plan is an approved HMO or PPO healthcare plan that you can elect to replace your Original Medicare private-fee-for-service benefits. They are designed to save you money and reduce your financial risk.
Rural counties in South Dakota may have few HMO or PPO health plans, or possibly none at all. Advantage Plan providers uses hospital and doctor networks to provide care. Find your county below to start comparing plans..
Locate a Medicare Agent in South Dakota!
Ready to get quotes? We keep a up-to-date list of Medicare insurance agents licensed to sell plans in South Dakota. Click Here Now to meet your agents. Get confidential quotes online to find the best rate.
Medigap & Medicare Part D vs. Medicare Advantage: Best South Dakota Full-Coveral Health Insurance
A Medicare Advantage plan is one option for full coverage health insurance, but you have a second option that works with your Original Medicare. You can keep your Part A and Part B coverage and supplement it with a Medigap policy and a Medicare Part D Prescription Drug Plan. If you’re not familiar with Medigap policies in South Dakota, and how they pay your deductibles, co-insurances and co-pays, read our Medicare Supplement page. All Medigap plans available in South Dakota are standardized. That means a Plan F, as an example, has the same benefits from every company that sells it. The only difference is the monthly premium
Medicare Advantage Enrollment in South Dakota
In general, there are two times that you can enroll in a South Dakota Medicare Advantage plan that’s available in your county. The first time you can enroll is during your Initial Enrollment Period (IEP). For most people, your IEP happens when you turn 65. After that, you enroll in an MA plan during open enrollment, called the Annual Election Period (AEP). During AEP, which starts every year on October 1st and ends on December 7th, you can enroll, dis-enroll or change plans.
If you are ready to enroll in an South Dakota MA plan, but you’re not sure how, relax, because it’s easy. To get started you’ll need a Medicare insurance agent. Your agent is licensed in your state to sell health and life insurance products. Plus, they are experts on the latest plans available, and they are required by law to follow strict selling and marketing guidelines. It’s all for your protection. If you prefer, you can purchase plans directly through Medicare.gov, as well. Click here to get started.
Medicare Advantage Plan in South Dakota vs. Obamacare
Like a lot of South Dakota seniors, you might be wondering how the new Obamacare law and the South Dakota State Health Insurance Exchange affect Medicare Advantage Plans. In general, the new healthcare law leaves MA plans virtually unchanged. There are new rules specifying a medical loss ratio for the carriers, but that’s about it.
Here are some additional facts about your South Dakota State Health Insurance Exchange. First, it’s not for South Dakota seniors with Medicare or those with Medicare Disability, and you can’t trade your Medicare benefits for a plan on your state exchange. Second, your state’s health exchange won’t help you with additional benefits, regardless of your income level. If you need Extra Help, visit your local Social Security Administration office. Learn more about Obamacare at www.HealthCare.gov.
South Dakota Medicare Advantage Plan Information
The healthcare insurance information provided on MedicareWire.com is derived from data files published by the U.S. Centers for Medicare and Medicaid Services (CMS). We make every attempt to keep our databases up-to-date. In spite of this, we simply cannot ensure the exactness of the details and only a licensed insurance agent can give you quote. For additional information go to the CMS website at: http://cms.gov.
Related Senior Health Plans in South Dakota
- Medicare Advantage HMO and PPO Plans in South Dakota
- South Dakota Medigap Medicare Supplements
- Dental Plans for South Dakota Seniors
- Medicare Part D Prescription Drug Plans for South Dakota Seniors
Medicare Advantage Plans in South Dakota
The following Medicare Advantage Plans are available in South Dakota, ordered by most available. Consult your county page for availability in your area.
- Medica Prime Solution Enhanced w/Part D Option 1
- Medica Prime Solution Enhanced w/Part D Option 3
- Medica Prime Solution Basic with Part D Option 2
- Medica Prime Solution Enhanced w/Part D Option 2
- Medica Prime Solution Value with Part D Option 1
- Medica Prime Solution Basic with Part D Option 3
- Medica Prime Solution Basic with Part D Option 1
- Medica Prime Solution Value with Part D Option 3
- Medica Prime Solution Value with Part D Option 2
- Medica Prime Solution Thrift with Part D Option 1
- HumanaChoice H6609-004
- Humana Gold Choice H8145-139
- HumanaChoice H6609-019
- Medica Clear Solution Essential
- Medica Clear Solution Premier
- Coventry Advantra Platinum
- Medica Clear Solution with Part D Option 1
- HumanaChoice H6609-001
- UnitedHealthcare MedicareDirect Essential
- UnitedHealthcare MedicareDirect Rx
- Coventry Total Care