Medicare Advantage Plans by South Carolina County
Hello South Carolina seniors! On this page you will find a complete list of Medicare Advantage Plans for South Carolina beneficiaries, organized by county. Not familiar with Medicare Advantage? No problem, it’s easy. An Advantage Plan replaces your Original Medicare with a traditional HMO or PPO health plan that offers you more coverage.
Be aware that some South Carolina counties have more plans than others. In fact, Medicare Advantage Plans are not available in all counties. Availability is based on established hospital and doctor networks. Find and click on your county below to see plans.
Find a South Carolina Medicare Insurance Agent!
We maintain an exclusive list of Medicare insurance agents and agencies licensed to sell Medicare Advantage plans in South Carolina. Click Here to see your agents. You can request confidential quotes online to compare rates.
Medicare Advantage vs. Original Medicare with Medigap: South Carolina Full Coverage Choices
If you’re concerned that an HMO or PPO health plan will overly limit your care, a Medicare Advantage Plan is not your only option. For a small amount more in your monthly premium you can have the best senior healthcare available. When you keep your Original Medicare and supplement it with Medicare Part D and supplemental Medicare insurance, you have full coverage with very few restrictions. Medicare supplement insurance (Medigap) in South Carolina protects you from the risk of big hospital and doctor bills. See our Medicare Supplemental Insurance page for more information. You will be relieved to know that all supplement plan available in South Carolina are are standard. That means you have the benefit of shopping by best price.
When and How to Enroll in a South Carolina Medicare Advantage Plan
If you want to enroll in a Medicare Advantage plan available in South Carolina, you can do so during an enrollment period. South Carolina seniors turning 65, and those with Medicare Disability, have an Individual Enrollment Period (IEP). Your IEP starts two months before you are eligible and ends two months after eligibility. After that you must enroll or make changes to your plan during the Annual Election Period (AEP), more commonly known as open enrollment. AEP starts 15 October and ends promptly on 7 December.
Are you ready to enroll, but you’re not quite sure how? No problem, it’s easy! Most South Carolina seniors use an independent Medicare insurance agent to walk them through the whole process. Your agent is well versed in all of the plans available in your county, and they will help you compare plan features without trying to sell you on one plan or another. In fact, by law agents are required to follow strict selling and marketing guidelines. It’s all for your protection. If you’d rather not use a local agent, you can go directly to Medicare.gov. Click here to get started.
South Carolina Medicare Advantage Plans vs. Obamacare
Like a lot of South Carolina seniors, you might be wondering how the new Obamacare law and the South Carolina State Health Insurance Exchange affect Medicare Advantage Plans. In general, the new healthcare law leaves MA plans virtually unchanged. There are new rules specifying a medical loss ratio for the carriers, but that’s about it.
Here are some additional facts about your South Carolina State Health Insurance Exchange. First, it’s not for South Carolina seniors with Medicare or those with Medicare Disability, and you can’t trade your Medicare benefits for a plan on your state exchange. Second, your state’s health exchange won’t help you with additional benefits, regardless of your income level. If you need Extra Help, visit your local Social Security Administration office. Learn more about Obamacare at www.HealthCare.gov.
About Our South Carolina Medicare Advantage (Part C) Information
MedicareWire.com receives Medicare health insurance information from public files on the U.S. Centers for Medicare and Medicaid Services (CMS) website. Although we do our best to regularly update our databases, we are not able to ensure the exactness of the information. You must use a licensed insurance agent to get an accurate and binding quote. For additional helpful information visit CMS on the web at http://cms.gov.
Related Senior Health Insurance in South Carolina
Share this page with your friends using our social sharing buttons. This catalog of Medicare Advantage plans is managed by David Bynon. See an error? Please let him know.