Seniors have more health insurance options than ever before. Oklahoma Medicare Advantage Plans are one of those options. Medicare Advantage replaces your Original Medicare private-fee-for-service benefits with an approved managed care plan that saves you money.
Be aware that plans vary by where you live. Availability depends on healthcare networks in your area that are necessary to support HMO and/or PPO managed care.
How-To Enroll in a Oklahoma Medicare Advantage Plan
If you are age 65 or older, you most likely qualify to enroll the Oklahoma Medicare Advantage plan of your choice. Certain diseases, most notably End-Stage Renal Disease (ESRD), may disqualify you from enrollment.
You are only allowed to join, drop or change plans during a Medicare Election Period. The periord between 15 October and 7 December is the Annual Election Period (AEP). That’s when most folks make their changes to their Medicare.
There’s also an Individual Election Period (IEP) that you can use once. You IEP is a 90 day period around your 65th birthday. It starts the month before you turn 65 and ends the month after.
There are three ways to enroll. You can call a plan directly. This makes for quick and easy enrollment if you already know the plan you want.
The www.Medicare.gov website is your second option. It’s an easy way to start your application on-line, compare plans, verify that your medications are covered and see which doctors take the plan you want.
An independent health insurance agent is the third option. This is ideal when you want to meet with someone face-to-face to get sound advice. Many agents work with multiple insurance companies, so you’ll have plenty of options.
Oklahoma Medicare Advantage Plans vs. Original Medicare with a Medicare Supplement
If you are concerned that a Medicare Advantage plan could be inconvenient or limit your services, there is another way to get full coverage and lower your out-of-pocket costs. Oklahoma Medicare Supplemental Insurance and a Oklahoma Medicare Part D Plan (for prescriptions) work hand-in-hand with your Original Medicare to give you the best coverage possible.
If you are not aware of the benefits of a Medicare Supplement, and how it pays the big medical bills from an extended illness or hospital stay, visit our Oklahoma Medigap Plans page. All Medicare Supplements are standardized and regulated. That means you can go with the lowest cost policy and get all of the same benefits.
About Our 2015 Oklahoma Medicare Advantage (Part C) Information
The Medicare insurance data published by MedicareWire.com is received from public data files provided by the U.S. federal government. Although we do our best to regularly update our databases, we are not able to ensure the exactness of the information. You must use a licensed insurance agent to get an accurate and binding quote.For more information about the Medicare program, visit http://cms.gov. This page was last updated on 9/13/2015.