Medicare Advantage Plans by Minnesota County

Medicare Advantage Plans, Minnesota State Seal

Hello Minnesota seniors! On this page you will find a complete list of Medicare Advantage Plans for Minnesota beneficiaries, organized by county. Not familiar with Medicare Advantage? No problem, it’s easy. An Advantage Plan replaces your Original Medicare with a traditional HMO or PPO health plan that offers you more coverage.

Locate and click on your Minnesota county to compare plans. Not all counties have the same plans available, and some rural counties may not offer Medicare Advantage. It’s all based on the adequate availability of healthcare provider networks.

 
 

Find a Minnesota Medicare Insurance Agent!

We maintain an exclusive list of Medicare insurance agents and agencies licensed to sell Medicare Advantage plans in Minnesota. Click Here to see your agents. You can request confidential quotes online to compare rates.

Medigap & Medicare Part D vs. Medicare Advantage: Best Minnesota Full-Coveral Health Insurance

Many seniors worry that a Medicare Advantage Plan will limit their services. If this is your worry, there is a second way to get full coverage healthcare. Medicare supplemental insurance combined and a Medicare Prescription Drug Plan work with your Medicare Part A and Part B benefits to give you the best coverage possible. If you are not aware of the benefits offered by Medicare Supplement insurance in Minnesota, and how this type of plan protects you from excessive deductibles, co-insurances and co-pays, visit our Medicare Supplement Insurance page. All supplements sold in Minnesota are standardized and regulated by the state. That means you can shop for the lowest price and rest assured that you’ll get all of the same benefits.

Medicare Advantage Enrollment in Minnesota

Minnesota Medicare Advantage PlansIn general, there are two times that you can enroll in a Minnesota Medicare Advantage plan that’s available in your county. The first time you can enroll is during your Initial Enrollment Period (IEP). For most people, your IEP happens when you turn 65. After that, you enroll in an MA plan during open enrollment, called the Annual Election Period (AEP). During AEP, which starts every year on October 1st and ends on December 7th, you can enroll, dis-enroll or change plans.

Enrollment itself is quite easy. Most people in Minnesota use an independent Medicare insurance agent. Your agent is a licensed expert who knows the details of all of the plans available in your area. They get paid to find the best plan for you, and they are restricted by law from using selling and marketing tactics deems unethical by CMS. The second way to sign up is to go directly to the Medicare.gov website or call the Medicare.gov hotline. Click here to get started.

Obamacare vs. a Minnesota Medicare Advantage Plan

Do you have questions about how Obamacare affects MA plans in 2014? Trust me, you’re not alone. Quite a few Minnesota seniors are confused. What you really need to know is that the new healthcare law does not affect Medicare Advantage plans in so far as the consumer is concerned. The carriers have a few more regulations, but nothing that will affect your plan and plan choices in 2014.

In case you are wondering if you can buy Medicare Advantage or additional health plan benefits on the Minnesota Health Insurance Exchange (HIX), the answer is no. Medicare beneficiaries do not qualify for any Obamacare health plans, and you cannot trade or upgrade Medicare benefits for Obamacare benefits. The two are mutually exclusive. Minnesota Medicare beneficiaries who call the HIX toll-free number will be redirected to Medicare.gov. Read more about the Affordable Care Act at www.HealthCare.gov.

About Our Minnesota Medicare Advantage (Part C) Information

MedicareWire.com receives Medicare health insurance information from public files on the U.S. Centers for Medicare and Medicaid Services (CMS) website. Although we do our best to regularly update our databases, we are not able to ensure the exactness of the information. You must use a licensed insurance agent to get an accurate and binding quote. For additional helpful information visit CMS on the web at http://cms.gov.

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