Medicare Advantage Plans by Massachusetts County
Hello Massachusetts seniors! On this page you will find a complete list of Medicare Advantage Plans for Massachusetts beneficiaries, organized by county. Not familiar with Medicare Advantage? No problem, it’s easy. An Advantage Plan replaces your Original Medicare with a traditional HMO or PPO health plan that offers you more coverage.
Rural counties in Massachusetts may have few HMO or PPO health plans, or possibly none at all. Advantage Plan providers uses hospital and doctor networks to provide care. Find your county below to start comparing plans..
Locate a Medicare Agent in Massachusetts!
Ready to get quotes? We keep a up-to-date list of Medicare insurance agents licensed to sell plans in Massachusetts. Click Here Now to meet your agents. Get confidential quotes online to find the best rate.
Medicare Advantage vs. Original Medicare with Medigap: Massachusetts Full Coverage Choices
A Medicare Advantage plan is one option for full coverage health insurance, but you have a second option that works with your Original Medicare. You can keep your Part A and Part B coverage and supplement it with a Medigap policy and a Medicare Part D Prescription Drug Plan. If you’re not familiar with Medigap policies in Massachusetts, and how they pay your deductibles, co-insurances and co-pays, read our Medicare Supplement page. All Medigap plans available in Massachusetts are standardized. That means a Plan F, as an example, has the same benefits from every company that sells it. The only difference is the monthly premium
Medicare Advantage Enrollment in Massachusetts
Medicare Advantage open enrollment for Massachusetts beneficiaries, called the Annual Enrollment Period (AEP), happens every year starting on the 1st of October. AEP ends on the 7th of December, and your new plan election starts on the 1st of January. If you are new to Medicare, you are given a one-time Initial Enrollment Period (IEP). For most folks, their IEP happens then they reach age 65. In rare cases, Medicare will grant a special enrollment period. If you miss your IEP or the AEP, you’ll have to wait until the next AEP to enroll, so mark your calendar.
Enrollment itself is quite easy. Most people in Massachusetts use an independent Medicare insurance agent. Your agent is a licensed expert who knows the details of all of the plans available in your area. They get paid to find the best plan for you, and they are restricted by law from using selling and marketing tactics deems unethical by CMS. The second way to sign up is to go directly to the Medicare.gov website or call the Medicare.gov hotline. Click here to get started.
Massachusetts Medicare Advantage Plans vs. Obamacare
Do you have questions about how Obamacare affects MA plans in 2014? Trust me, you’re not alone. Quite a few Massachusetts seniors are confused. What you really need to know is that the new healthcare law does not affect Medicare Advantage plans in so far as the consumer is concerned. The carriers have a few more regulations, but nothing that will affect your plan and plan choices in 2014.
You might also be interested to know that your Massachusetts Health Insurance Exchange (where Obamacare plans are sold) will not assist people with Medicare benefits. In other words, you can’t trade your Medicare or purchase additional health insurance on the state health insurance exchange (HIX). If you call the Massachusetts HIX hotline, they will simply redirect you to Medicare.gov. If you qualify for Extra Help, due to your income status, go to your local Social Security Administration office. Learn more about the healthcare law at www.HealthCare.gov.
Medicare Advantage Health Insurance in Massachusetts
The Medicare insurance data published by MedicareWire.com is received from public data files provided by the U.S. federal government. MedicareWire.com updates its databases quarterly. However, we are unable to verify the correctness of the data received. Only a licensed health insurance agent can give you a binding quote. For more information about the Medicare program, visit http://cms.gov.