Medicare Advantage Plans by Maryland County
Welcome Maryland seniors! This page has the complete list of Medicare Advantage Plans for Maryland beneficiaries. Health plans are organized by county to make them easy to find. A Medicare Advantage plan replace your Original Medicare benefits with government approved private healthcare insurance (HMO or PPO) that saves money.
Locate and click on your Maryland county to compare plans. Not all counties have the same plans available, and some rural counties may not offer Medicare Advantage. It’s all based on the adequate availability of healthcare provider networks.
Find a Maryland Medicare Insurance Agent!
We maintain an exclusive list of Medicare insurance agents and agencies licensed to sell Medicare Advantage plans in Maryland. Click Here to see your agents. You can request confidential quotes online to compare rates.
Supplement Plans vs. Advantage HMO or PPO: Full Coverage Health Plan Options in Maryland
If you’re concerned that an HMO or PPO health plan will overly limit your care, a Medicare Advantage Plan is not your only option. For a small amount more in your monthly premium you can have the best senior healthcare available. When you keep your Original Medicare and supplement it with Medicare Part D and supplemental Medicare insurance, you have full coverage with very few restrictions. Medicare supplement insurance (Medigap) in Maryland protects you from the risk of big hospital and doctor bills. See our Medicare Supplemental Insurance page for more information. You will be relieved to know that all supplement plan available in Maryland are are standard. That means you have the benefit of shopping by best price.
Maryland Medicare Advantage Enrollment Options
In general, there are two times that you can enroll in a Maryland Medicare Advantage plan that’s available in your county. The first time you can enroll is during your Initial Enrollment Period (IEP). For most people, your IEP happens when you turn 65. After that, you enroll in an MA plan during open enrollment, called the Annual Election Period (AEP). During AEP, which starts every year on October 1st and ends on December 7th, you can enroll, dis-enroll or change plans.
Enrollment itself is quite easy. Most people in Maryland use an independent Medicare insurance agent. Your agent is a licensed expert who knows the details of all of the plans available in your area. They get paid to find the best plan for you, and they are restricted by law from using selling and marketing tactics deems unethical by CMS. The second way to sign up is to go directly to the Medicare.gov website or call the Medicare.gov hotline. Click here to get started.
Medicare Advantage Plan in Maryland vs. Obamacare
Concerned that Obamacare is doing away with or cutting your Medicare Advantage benefits or choices? Don’t worry, it’s not. At least not in 2014. Maryland seniors still have all of the same benefits and choices. The new healthcare law (ACA) leaves MA plans alone, from your perspective, but adds new regulations for the insurance carriers.
In case you are wondering if you can buy Medicare Advantage or additional health plan benefits on the Maryland Health Insurance Exchange (HIX), the answer is no. Medicare beneficiaries do not qualify for any Obamacare health plans, and you cannot trade or upgrade Medicare benefits for Obamacare benefits. The two are mutually exclusive. Maryland Medicare beneficiaries who call the HIX toll-free number will be redirected to Medicare.gov. Read more about the Affordable Care Act at www.HealthCare.gov.
Maryland Medicare Advantage Plan Information
The healthcare insurance information provided on MedicareWire.com is derived from data files published by the U.S. Centers for Medicare and Medicaid Services (CMS). We make every attempt to keep our databases up-to-date. In spite of this, we simply cannot ensure the exactness of the details and only a licensed insurance agent can give you quote. For additional information go to the CMS website at: http://cms.gov.
Related Medicare Health Insurance in Maryland
- Medicare Advantage Plans in Maryland
- Maryland Medigap Plans
- Senior Dental Insurance Available in Maryland
- Maryland Medicare Part D Prescription Drug Plans
Medicare Advantage Plans in Maryland
The following Medicare Advantage Plans are available in Maryland, ordered by most available. Consult your county page for availability in your area.
- Aetna Medicare Standard Plan
- Any, Any, Any Gold
- Any, Any, Any Gold MA Only
- Today’s Options Premier Plus 350A
- Aetna Medicare Premier Plan
- Aetna Medicare Basic Plan
- Today’s Options Premier 900
- Today’s Options Premier 600
- Kaiser Permanente Medicare Plus High w/Part D (AB)
- Kaiser Permanente Medicare Plus Basic w/o D (AB)
- Today’s Options Premier Plus 950G
- Kaiser Permanente Medicare Plus Std w/Part D (AB)
- Kaiser Permanente Medicare Plus High w/o D (AB)
- Kaiser Permanente Medicare Plus Std w/o D (AB)
- Cigna-HealthSpring Preferred
- Universal Hassle-Free MA Only
- Universal Hassle-Free
- Erickson Advantage Signature with Drugs
- Erickson Advantage Signature without Drugs
- HumanaChoice H5041-016
- Erickson Advantage Freedom
- Humana Gold Choice H8145-161
- Cigna-HealthSpring Preferred Plus
- Today’s Options Premier Plus 950B