Medicare Advantage Plans by Florida County
Hello Florida seniors! On this page you will find a complete list of Medicare Advantage Plans for Florida beneficiaries, organized by county. Not familiar with Medicare Advantage? No problem, it’s easy. An Advantage Plan replaces your Original Medicare with a traditional HMO or PPO health plan that offers you more coverage.
Be aware that some Florida counties have more plans than others. In fact, Medicare Advantage Plans are not available in all counties. Availability is based on established hospital and doctor networks. Find and click on your county below to see plans.
Get Quotes From Licensed Florida Medicare Agents!
Local Medicare insurance agents want to compete for your business. All agents are licensed to quote and sell plans in the state of Florida. Click Here to see your exclusive agents and request your confidential quotes.
Supplement Plans vs. Advantage HMO or PPO: Full Coverage Health Plan Options in Florida
Many seniors worry that a Medicare Advantage Plan will limit their services. If this is your worry, there is a second way to get full coverage healthcare. Medicare supplemental insurance combined and a Medicare Prescription Drug Plan work with your Medicare Part A and Part B benefits to give you the best coverage possible. If you are not aware of the benefits offered by Medicare Supplement insurance in Florida, and how this type of plan protects you from excessive deductibles, co-insurances and co-pays, visit our Medicare Supplement Insurance page. All supplements sold in Florida are standardized and regulated by the state. That means you can shop for the lowest price and rest assured that you’ll get all of the same benefits.
When and How to Enroll in a Florida Medicare Advantage Plan
Medicare Advantage open enrollment for Florida beneficiaries, called the Annual Enrollment Period (AEP), happens every year starting on the 1st of October. AEP ends on the 7th of December, and your new plan election starts on the 1st of January. If you are new to Medicare, you are given a one-time Initial Enrollment Period (IEP). For most folks, their IEP happens then they reach age 65. In rare cases, Medicare will grant a special enrollment period. If you miss your IEP or the AEP, you’ll have to wait until the next AEP to enroll, so mark your calendar.
Are you ready to enroll, but you’re not quite sure how? No problem, it’s easy! Most Florida seniors use an independent Medicare insurance agent to walk them through the whole process. Your agent is well versed in all of the plans available in your county, and they will help you compare plan features without trying to sell you on one plan or another. In fact, by law agents are required to follow strict selling and marketing guidelines. It’s all for your protection. If you’d rather not use a local agent, you can go directly to Medicare.gov. Click here to get started.
Obamacare vs. a Florida Medicare Advantage Plan
Do you have questions about how Obamacare affects MA plans in 2014? Trust me, you’re not alone. Quite a few Florida seniors are confused. What you really need to know is that the new healthcare law does not affect Medicare Advantage plans in so far as the consumer is concerned. The carriers have a few more regulations, but nothing that will affect your plan and plan choices in 2014.
In case you are wondering if you can buy Medicare Advantage or additional health plan benefits on the Florida Health Insurance Exchange (HIX), the answer is no. Medicare beneficiaries do not qualify for any Obamacare health plans, and you cannot trade or upgrade Medicare benefits for Obamacare benefits. The two are mutually exclusive. Florida Medicare beneficiaries who call the HIX toll-free number will be redirected to Medicare.gov. Read more about the Affordable Care Act at www.HealthCare.gov.
Florida Medicare Advantage Plan Information
The healthcare insurance information provided on MedicareWire.com is derived from data files published by the U.S. Centers for Medicare and Medicaid Services (CMS). We make every attempt to keep our databases up-to-date. In spite of this, we simply cannot ensure the exactness of the details and only a licensed insurance agent can give you quote. For additional information go to the CMS website at: http://cms.gov.
Related Medicare Health Insurance in Florida
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