Medicare Advantage Plans by California County
Hello California seniors! On this page you will find a complete list of Medicare Advantage Plans for California beneficiaries, organized by county. Not familiar with Medicare Advantage? No problem, it’s easy. An Advantage Plan replaces your Original Medicare with a traditional HMO or PPO health plan that offers you more coverage.
Locate and click on your California county to compare plans. Not all counties have the same plans available, and some rural counties may not offer Medicare Advantage. It’s all based on the adequate availability of healthcare provider networks.
Locate a Medicare Agent in California!
Ready to get quotes? We keep a up-to-date list of Medicare insurance agents licensed to sell plans in California. Click Here Now to meet your agents. Get confidential quotes online to find the best rate.
Medicare Advantage vs. Original Medicare with Medigap: California Full Coverage Choices
Many seniors worry that a Medicare Advantage Plan will limit their services. If this is your worry, there is a second way to get full coverage healthcare. Medicare supplemental insurance combined and a Medicare Prescription Drug Plan work with your Medicare Part A and Part B benefits to give you the best coverage possible. If you are not aware of the benefits offered by Medicare Supplement insurance in California, and how this type of plan protects you from excessive deductibles, co-insurances and co-pays, visit our Medicare Supplement Insurance page. All supplements sold in California are standardized and regulated by the state. That means you can shop for the lowest price and rest assured that you’ll get all of the same benefits.
Medicare Advantage Enrollment in California
In general, there are two times that you can enroll in a California Medicare Advantage plan that’s available in your county. The first time you can enroll is during your Initial Enrollment Period (IEP). For most people, your IEP happens when you turn 65. After that, you enroll in an MA plan during open enrollment, called the Annual Election Period (AEP). During AEP, which starts every year on October 1st and ends on December 7th, you can enroll, dis-enroll or change plans.
Are you ready to enroll, but you’re not quite sure how? No problem, it’s easy! Most California seniors use an independent Medicare insurance agent to walk them through the whole process. Your agent is well versed in all of the plans available in your county, and they will help you compare plan features without trying to sell you on one plan or another. In fact, by law agents are required to follow strict selling and marketing guidelines. It’s all for your protection. If you’d rather not use a local agent, you can go directly to Medicare.gov. Click here to get started.
Medicare Advantage Plan in California vs. Obamacare
Do you have questions about how Obamacare affects MA plans in 2014? Trust me, you’re not alone. Quite a few California seniors are confused. What you really need to know is that the new healthcare law does not affect Medicare Advantage plans in so far as the consumer is concerned. The carriers have a few more regulations, but nothing that will affect your plan and plan choices in 2014.
In case you are wondering if you can buy Medicare Advantage or additional health plan benefits on the California Health Insurance Exchange (HIX), the answer is no. Medicare beneficiaries do not qualify for any Obamacare health plans, and you cannot trade or upgrade Medicare benefits for Obamacare benefits. The two are mutually exclusive. California Medicare beneficiaries who call the HIX toll-free number will be redirected to Medicare.gov. Read more about the Affordable Care Act at www.HealthCare.gov.
Medicare Advantage Health Insurance in California
The Medicare insurance data published by MedicareWire.com is received from public data files provided by the U.S. federal government. MedicareWire.com updates its databases quarterly. However, we are unable to verify the correctness of the data received. Only a licensed health insurance agent can give you a binding quote. For more information about the Medicare program, visit http://cms.gov.