Seniors from Arizona who choose to enroll in a Medicare Advantage Plan have good options. When you enroll in Medicare Advantage you are trading your Original Medicare benefits for private health insurance available in Arizona.
Some rural areas don’t offer plans, while others offer only a few. Availability depends on healthcare networks in your area that are necessary to support HMO and/or PPO managed care.
Who Can Enroll in a Arizona Medicare Advantage Plan?
If you are age 65 or older, you most likely qualify to enroll the Arizona Medicare Advantage plan of your choice. An exception is a disqualifying illness, such as End-Stage Renal Disease (ESRD).
There are several different Medicare Election Periods. This is when you can join or change your plan. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.
Most of us also get an Individual Election Period (IEP), but it only comes around once. Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll. You can call a plan directly. This makes for quick and easy enrollment if you already know the plan you want.
The second way is to go to www.Medicare.gov and enroll through the government website. The government website allows you to compare plans, find doctors, look up your medications, and start your application on-line.
An independent health insurance agent is the third option. This is the best way to go if you need someone to help advise you. Many agents work with multiple insurance companies, so you’ll have plenty of options.
Arizona Medicare Advantage vs. Original Medicare + Medigap
Medicare Advantage is one way to get full coverage healthcare. Arizona Medicare Supplemental Insurance and a Arizona Medicare Part D Plan (for prescriptions) work hand-in-hand with your Original Medicare to give you the best coverage possible.
If you are not aware of the benefits of a Medicare Supplement, and how it pays the big medical bills from an extended illness or hospital stay, visit our Arizona Medigap Plans page. All Medicare Supplements are standardized and regulated. That means you can go with the lowest cost policy and get all of the same benefits.
About Our 2015 Medicare Advantage Health Insurance Data for Arizona
The Medicare insurance data published by MedicareWire.com is received from public data files provided by the U.S. federal government. Although we do our best to regularly update our databases, we are not able to ensure the exactness of the information. You must use a licensed insurance agent to get an accurate and binding quote.For more information about the Medicare program, visit http://cms.gov. This page was last updated on 9/13/2015.