Medicare Advantage Plans by Alabama County

Medicare Advantage Plans, Alabama State Seal

Welcome Alabama seniors! This page has the complete list of Medicare Advantage Plans for Alabama beneficiaries. Health plans are organized by county to make them easy to find. A Medicare Advantage plan replace your Original Medicare benefits with government approved private healthcare insurance (HMO or PPO) that saves money.

Rural counties in Alabama may have few HMO or PPO health plans, or possibly none at all. Advantage Plan providers uses hospital and doctor networks to provide care. Find your county below to start comparing plans..

 
 

Locate a Medicare Agent in Alabama!

Ready to get quotes? We keep a up-to-date list of Medicare insurance agents licensed to sell plans in Alabama. Click Here Now to meet your agents. Get confidential quotes online to find the best rate.

Medicare Advantage vs. Original Medicare with Medigap: Alabama Full Coverage Choices

Many seniors worry that a Medicare Advantage Plan will limit their services. If this is your worry, there is a second way to get full coverage healthcare. Medicare supplemental insurance combined and a Medicare Prescription Drug Plan work with your Medicare Part A and Part B benefits to give you the best coverage possible. If you are not aware of the benefits offered by Medicare Supplement insurance in Alabama, and how this type of plan protects you from excessive deductibles, co-insurances and co-pays, visit our Medicare Supplement Insurance page. All supplements sold in Alabama are standardized and regulated by the state. That means you can shop for the lowest price and rest assured that you’ll get all of the same benefits.

Medicare Advantage Enrollment in Alabama

Alabama Medicare Advantage PlansIf you want to enroll in a Medicare Advantage plan available in Alabama, you can do so during an enrollment period. Alabama seniors turning 65, and those with Medicare Disability, have an Individual Enrollment Period (IEP). Your IEP starts two months before you are eligible and ends two months after eligibility. After that you must enroll or make changes to your plan during the Annual Election Period (AEP), more commonly known as open enrollment. AEP starts 15 October and ends promptly on 7 December.

Are you ready to enroll, but you’re not quite sure how? No problem, it’s easy! Most Alabama seniors use an independent Medicare insurance agent to walk them through the whole process. Your agent is well versed in all of the plans available in your county, and they will help you compare plan features without trying to sell you on one plan or another. In fact, by law agents are required to follow strict selling and marketing guidelines. It’s all for your protection. If you’d rather not use a local agent, you can go directly to Medicare.gov. Click here to get started.

Obamacare vs. a Alabama Medicare Advantage Plan

Like a lot of Alabama seniors, you might be wondering how the new Obamacare law and the Alabama State Health Insurance Exchange affect Medicare Advantage Plans. In general, the new healthcare law leaves MA plans virtually unchanged. There are new rules specifying a medical loss ratio for the carriers, but that’s about it.

Here are some additional facts about your Alabama State Health Insurance Exchange. First, it’s not for Alabama seniors with Medicare or those with Medicare Disability, and you can’t trade your Medicare benefits for a plan on your state exchange. Second, your state’s health exchange won’t help you with additional benefits, regardless of your income level. If you need Extra Help, visit your local Social Security Administration office. Learn more about Obamacare at www.HealthCare.gov.

Medicare Advantage Health Insurance in Alabama

The Medicare insurance data published by MedicareWire.com is received from public data files provided by the U.S. federal government. MedicareWire.com updates its databases quarterly. However, we are unable to verify the correctness of the data received. Only a licensed health insurance agent can give you a binding quote. For more information about the Medicare program, visit http://cms.gov.

Related Senior Health Plans in Alabama

Medicare Advantage Plans in Alabama

The following Medicare Advantage Plans are available in Alabama, ordered by most available. Consult your county page for availability in your area.

  • Blue Advantage Complete
  • HumanaChoice R5826-065
  • HumanaChoice R5826-001
  • Cigna-HealthSpring Preferred
  • Cigna-HealthSpring Advantage
  • VIVA Medicare Plus
  • VIVA Medicare Select
  • VIVA Medicare Premier
  • HealthyAdvantage Premier
  • Blue Advantage Premier
  • AARP MedicareComplete Plan 1
  • Humana Gold Choice H8145-075
  • Humana Gold Choice
  • Windsor Medicare Extra Diamond Plan
  • Windsor Medicare Extra Gold Plan
  • Windsor Medicare Extra Silver Plan
  • Windsor Medicare Extra Emerald Plan
  • HumanaChoice H1681-001
  • HumanaChoice H1681-002
  • Humana Gold Plus
  • HumanaChoice H1681-005
  • HumanaChoice H1681-006
  • Humana Gold Plus H2012-098
  • Humana Gold Plus H2012-002
  • Care Improvement Plus Medicare Advantage
  • VIVA Medicare Me
  • HumanaChoice H5214-009
  • Humana Gold Plus H2012-003
  • HumanaChoice
  • Humana Gold Plus H2012-051
  • Humana Gold Plus H2012-097
  • VIVA Medicare Plus Select
  • HealthyAdvantage
  • HealthyAdvantage Preferred
  • VIVA Medicare Plus Rx
  • HealthSpring Premier
  • VIVA Medicare Plus Rx Premier
  • AARP MedicareComplete Plan 2