What is Medicare Plan N? Medicare Supplemental Plan N is one of the ten standardized Medigap plans. Although it is one of the newest plans available, Medicare Plan N is quickly becoming a favorite with Baby Boomers aging into their Medicare benefits. This is particularly true of Baby Boomers who are accustomed to sharing healthcare […]
Medicare Plan N
Medigap Plan N, sometimes mistakenly called Medicare Plan N, is one of the most popular supplemental Medicare insurance policies available, particularly among healthy seniors. The other top-selling policies are Plan F and Plan G.
The reason Plan N is gaining popularity is its price and what it covers. Coverage is very similar to Plan G (the most coverage you can get if you turned age 65 on or after 1 January 2020), but you pay a small copay to see your doctor (up to $20) or use the emergency room (up to $50). Also, unlike Plan G, Plan N does not cover excess charges, which some doctors charge if they do not accept Medicare's standard rates.
Below you will find our most recent articles with information about Medicare Supplement Plan N.
Medicare Plan F High Deductible is a version of the regular Medicare Plan F in which you pay all costs until spending reaches the annual deductible. According to Medicare.gov, this plan is only available to people new to Medicare. That means you can buy this Medigap plan if you first become eligible for Medicare benefits […]
The high deductible version of Medicare Plan G has the same coverage benefits as the regular Medigap Plan G, but you pay all costs until your Medicare-approved costs reach the annual deductible. According to Medicare.gov, High Deductible Medicare Plan G is only available if you first become eligible for Medicare benefits due to age, disability, […]
Nearly 11 million Medicare beneficiaries use Medicare Supplement insurance to cover the gaps in their traditional Medicare coverage. Also known as Medigap plans, supplemental Medicare policies help pay a portion of the shared costs baked into the original Medicare system. Available in all 50 states, supplements are the popular choice for people who don’t want […]
The 2010s are behind us and with the new decade comes a big change in Medicare. As of 1 January 2020, Medicare Plan F is no longer available to people getting their Medicare benefits for the first time. In other words, if you’re not age 65+ before 2020, Medicare Plan F isn’t for you. Medicare […]
If you’re turning age 65 this year, Medicare Plan G is the most comprehensive Medicare supplement you can buy. It’s also the most popular. You might be thinking that Plan F is the best, but that’s only true if you turned age 65 before the year 2020. Here’s why. Medicare Plan G, sometimes mistakenly called […]
Medicare Plan K is one of two unique Medicare supplements with shared-cost coverage and an annual out-of-pocket limit. This is a plan that works for people looking for help with certain Original Medicare costs, but need a lower monthly premium for affordability. If this sounds like you, then read on because Medigap Plan K might […]
Medigap Plan F, sometimes mistakenly called Medicare Part F, is the most comprehensive Medicare supplement plan available. Also known as Medicare Supplement Plan F, this plan covers all Original Medicare deductibles, coinsurance, and copayments, leaving you with no out-of-pocket costs on all Medicare-approved services. (People often refer to Plan F as Medicare Part F or […]
If you’re enrolled in Medicare Part A and Part B (aka, Original Medicare), you’re most likely fully aware that you will pay some costs out-of-pocket or buy additional insurance. With Original Medicare, beneficiaries pay deductibles, coinsurance, and copayments that equal about 20% of the total cost of Medicare-approved services. To help pay the 20% gap […]
Medigap Plan M offers good coverage for healthy people who are unlikely to incur excess charges or require hospitalization. Although the coverage is similar, Plan M is not as popular as Medicare Plan N due to its typical premiums, which tend to run a bit higher. A Medicare Plan M policy covers the following Medicare […]