What is Medicare Part A?
Original MedicareOriginal Medicare is private fee-for-service health insurance for people on Medicare. It has two parts. Part A is hospital coverage. Part B is medical coverage.... has two parts, A and B. Medicare Part A is the hospital inpatient coverage portion of Medicare health insurance. It covers hospital and skilled nursing facility inpatient care services. It does not doctors, lab tests, diagnostics, and durable medical equipment, which is covered under Medicare Part BMedicare Part B is medical coverage for people with Original Medicare. It covers doctor visits, specialists, lab tests and diagnostics, and durable medical equipment. Part A is for hospital inpatient care.....
Many people with Original Medicare cover their Part A out-of-pocket costsOut-of-pocket costs (aka, out-of-pocket medical expenses) are costs that a beneficiary must pay because their health insurance does not cover them. Out-of-pocket costs are found in the deductibles, copayments, and coinsurance outlined in each health... with a MedigapMedicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage.... plan. These supplemental Medicare plans fill the 20% gap caused by the Medicare Part A deductibleA deductible is an amount a beneficiary must pay for their health care expenses before the health insurance policy begins to pay its share.... and coinsuranceCoinsurance is a percentage of the total you are required to pay for a medical service. ....