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Medicaid

by David Bynon, June 6, 2021

What is Medicaid?

Medicaid is a public health insurance program that provides health care coverage to low-income families and individuals in the United States. Jointly funded by the federal government and individual states, Medicaid is administered at the state level. As a result, coverage and benefits vary widely from state to state.

Medicaid is strictly available to individuals and families who meet the federal government’s stringent income-based criteria. Recipients are U.S. citizens, permanent residents, or legal immigrants.

As of year-end 2020, Approximately 70.6 million people were covered by Medicaid. The overall program is managed by the Centers for Medicare and Medicaid ServicesThe Centers for Medicare & Medicaid Services (CMS) is the U.S. Federal agency that runs the Medicare, Medicaid, and Children’s Health Insurance Programs..

Medicare beneficiaries who meet the income guidelines may also receive Medicaid benefits. These dual-eligibleDual-eligible beneficiaries are those who receive both Medicare and Medicaid benefits. It includes beneficiaries enrolled in Medicare Part A and/or Part B while receiving full Medicaid and/or financial assistance through a Medicare Savings Program.... individuals gain access to a range of Medicare Savings Programs and Extra HelpSocial Security's Low-Income Subsidy (LIS) program helps Medicare beneficiaries pay for their Medicare Part D prescription drugs by paying some of the costs. Also known as "Extra Help", beneficiaries who qualify for LIS receive premium... from the Social Security Administration.

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