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By David Bynon [3] · Last updated March 18, 2025

We partner with HealthCompare for some plans. Compensation does not influence our content. How we make money.

Special Needs Plans
 » 
Texas

Top Rated Medicare Special Needs Plans in Texas

Please enter a valid 5-digit zip code.

Find Plans in your area with your ZIP Code

You can compare all the available Special Needs Plans in your area by using our zip code lookup tool above or by clicking on your county below. Continue reading to find out more about Texas's Medicare Advantage SNP program and how it compares to other options.

Who Can Enroll in a Texas Medicare Special Needs Plan?

Most people living in Texas, age 65 and older, qualify for Medicare Advantage but do not qualify for a Special Needs Plan (SNP). A SNP is a Medicare Advantage plan, but they are only available to people with one of the following special needs:

  • Chronic Condition (C-SNP): You have one or more severe or disabling chronic conditions.
  • Institutional (I-SNP): You live in an institution (like a nursing home), or you require nursing care at home.
  • Dual Eligible (D-SNP): You have both Medicare and Medicaid.

Compare 2025 Special Needs Plans in Texas by County

Anderson
Andrews
Angelina
Aransas
Archer
Armstrong
Atascosa
Austin
Bailey
Bandera
Bastrop
Baylor
Bee
Bell
Bexar
Blanco
Borden
Bosque
Bowie
Brazoria
Brazos
Brewster
Briscoe
Brooks
Brown
Burleson
Burnet
Caldwell
Calhoun
Callahan
Cameron
Camp
Carson
Cass
Castro
Chambers
Cherokee
Childress
Clay
Cochran
Coke
Coleman
Collin
Collingsworth
Colorado
Comal
Comanche
Concho
Cooke
Coryell
Cottle
Crane
Crockett
Crosby
Culberson
Dallam
Dallas
Dawson
Deaf Smith
Delta
Denton
DeWitt
Dickens
Dimmit
Donley
Duval
Eastland
Ector
Edwards
El Paso
Ellis
Erath
Falls
Fannin
Fayette
Fisher
Floyd
Foard
Fort Bend
Franklin
Freestone
Frio
Gaines
Galveston
Garza
Gillespie
Glasscock
Goliad
Gonzales
Gray
Grayson
Gregg
Grimes
Guadalupe
Hale
Hall
Hamilton
Hansford
Hardeman
Hardin
Harris
Harrison
Hartley
Haskell
Hays
Hemphill
Henderson
Hidalgo
Hill
Hockley
Hood
Hopkins
Houston
Howard
Hudspeth
Hunt
Hutchinson
Irion
Jack
Jackson
Jasper
Jeff Davis
Jefferson
Jim Hogg
Jim Wells
Johnson
Jones
Karnes
Kaufman
Kendall
Kenedy
Kent
Kerr
Kimble
King
Kinney
Kleberg
Knox
La Salle
Lamar
Lamb
Lampasas
Lavaca
Lee
Leon
Liberty
Limestone
Lipscomb
Live Oak
Llano
Loving
Lubbock
Lynn
Madison
Marion
Martin
Mason
Matagorda
Maverick
McCulloch
McLennan
McMullen
Medina
Menard
Midland
Milam
Mills
Mitchell
Montague
Montgomery
Moore
Morris
Motley
Nacogdoches
Navarro
Newton
Nolan
Nueces
Ochiltree
Oldham
Orange
Palo Pinto
Panola
Parker
Parmer
Pecos
Polk
Potter
Presidio
Rains
Randall
Reagan
Real
Red River
Reeves
Refugio
Roberts
Robertson
Rockwall
Runnels
Rusk
Sabine
San Augustine
San Jacinto
San Patricio
San Saba
Schleicher
Scurry
Shackelford
Shelby
Sherman
Smith
Somervell
Starr
Stephens
Sterling
Stonewall
Sutton
Swisher
Tarrant
Taylor
Terrell
Terry
Throckmorton
Titus
Tom Green
Travis
Trinity
Tyler
Upshur
Upton
Uvalde
Val Verde
Van Zandt
Victoria
Walker
Waller
Ward
Washington
Webb
Wharton
Wheeler
Wichita
Wilbarger
Willacy
Williamson
Wilson
Winkler
Wise
Wood
Yoakum
Young
Zapata
Zavala
If you qualify for Medicare but don't know where to begin, we have licensed agents[1] at 1-855-728-0510 (TTY 711) who can answer your questions and help you get enrolled. There's no obligation.

Each SNP limits membership to people in one of these groups or a subset of one of these groups. For instance, a SNP that's designed to serve people with chronic and disabling mental health conditions might include access to a network of healthcare providers who specialize in treating severe mental health issues. Such a plan would also feature clinical case management that's designed to serve people with this condition.

There are three ways to enroll:

  1. Call a plan directly. If you know the plan you want, this way is quick and easy.
  2. Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
  3. Use an independent Texas insurance agent. This is the best way to go if you need someone to help advise you.

If You Don't Qualify for Special Needs Benefits

If you're not eligible for a Medicare SNP plan, there are several other options to get more coverage:

  • Medicare Part C plans
  • Medicare prescription drug plans
  • Supplemental Medicare insurance

Find Plans in your area with your ZIP Code

Frequently Asked Questions

Still have questions? These common questions and answers might help. Or, call 1-855-728-0510 (TTY 711) to speak with a licensed advisor.

What are the 3 types of Medicare SNP plans?

There are three different kinds of Medicare Advantage Special Needs Plans (SNPs). Each has different requirements for eligibility. The plan types include Dual-Eligible Special Needs Plan (D-SNP), Chronic Condition Special Needs Plan (C-SNPs), and Institutional Special Needs Plan (I-SNP).

What is the difference between SNP and D-SNP?

Special Needs Plans (SNPs) are Medicare Advantage private health plans designed for individuals with certain special needs. There are three different types of SNP plans, including D-SNP for dual-eligible (Medicare and Medicaid) individuals, I-SNP plans for people who are institutionalized, and C-SNP plans for individuals with certain chronic health issues. Learn more.

What benefits do Medicare SNP plans offer in Texas?

SNPs must provide all the same benefits as Original Medicare, just like all Medicare Advantage plans sold in Texas. Every SNP must offer Part D prescription benefits, which is not the case with regular Medicare Advantage plans. Other benefits vary depending on which plan you choose. D-SNP plans, for example, coordinate Medicare and Medicaid benefits for dual-eligible members. Dental, vision, and hearing benefits are common in all types of SNP plans.

Citations & References

medicare.gov
  • CMS.gov, "2024 Medicare Part C Landscape Source Files", Last Accessed October 14, 2023
  • Medicare.gov: the official U.S. government site for Medicare | Medicare https://www.medicare.gov/
  • Find a Medicare plan https://www.medicare.gov/plan-compare/
ssa.gov
  • Medicare Benefits | SSA https://www.ssa.gov/medicare/
  • Extra Help with Medicare Prescription Drug Plan Costs | SSA https://www.ssa.gov/medicare/prescriptionhelp/
  • Medicare Benefits | SSA https://www.ssa.gov/benefits/medicare/
cms.gov
  • Five-Star Quality Rating System | CMS https://www.cms.gov/medicare/provider-enrollment-and-certification/certificat...
  • https://www.cms.gov/Medicare/CMS-Forms/CMS-Forms/Downloads/CMS10106.pdf
  • Medicare Open Enrollment | CMS https://www.cms.gov/Outreach-and-Education/Reach-Out/Find-tools-to-help-you-h...

For details on how we research, analyze, and construct plan information for Texas using CMS data, see our Medicare Plan Research Methodology.

Plans Offered

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

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[1]Affiliate and Sales Agent Disclosure

Many of the plans featured on MedicareWire are offered through our trusted partner, HealthCompare Insurance Services, Inc., a licensed sales agency. HealthCompare may compensate us if you enroll in a plan through their services. Online enrollment services are provided by MedicareEnrollment.com, a HealthCompare affiliate.

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[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

Previously, David served as Vice President of Global Systems at Sony Pictures Entertainment and Director of Systems and Networks at HealthNet, focusing on secure HMO and Medicare infrastructures. His military career includes serving as Command Chief at TACRON-11, earning multiple Navy Commendation Medals and other commendations.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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