On this page we help consumers: Compare 2021 Medicare Advantage Special Needs Plans in Louisiana for dual eligibles, chronic conditions, and nursing home residents.
How to Find Louisiana Special Needs in Your Area
Looking for Medicare Special Needs Plans in Louisiana for 2021? Fantastic, but you'll need to take just one more small step. Special Needs Plans are different in each Parish, so you'll need to go to the area where you live (below).
Do I Qualify to Enroll in a Medicare Special Needs Plan in Louisiana?
Most people living in Louisiana, age 65 and older, qualify for Medicare Advantage but do not qualify for a Special Needs Plan (SNP). A SNP is a Medicare Advantage (MA), also known as Medicare Part C, are health plans from private insurance companies that are available to people eligible for Original Medicare (Medicare Part A and Medicare Part B)...., but they are only available to people with one of the following special needs:
- Chronic Condition (C-SNP): You have one or more severe or disabling chronic conditions.
- Institutional (I-SNP): You live in an institution (like a nursing home), or you require nursing care at home.
- Dual Eligible (D-SNP): You have both Medicare and Medicaid is a public health insurance program that provides health care coverage to low-income families and individuals in the United States.....
Each SNP limits membership to people in one of these groups or a subset of one of these groups. For instance, a SNP that's designed to serve people with congestive heart failure might include access to a network of healthcare providers who specialize in treating congestive heart failure. Such a plan would also feature clinical case management that's designed to serve people with this condition.
To get enrolled:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Louisiana insurance agent. This is the best way to go if you need someone to help advise you.
If You Don't Qualify for Special Needs Benefits
Special Needs Plan are not for everyone. Fortunately, there are other options to get additional coverage. Start here:
- Medicare Advantage HMO and PPO plans
- Medicare Part D prescription drug plans
- Medigap plans for supplemental insurance
If you're having a difficult time deciding which way to go, you can compare Medicare insurance using our Medicare Plan Finder tool.
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