On this page we help consumers: Compare Medicare Advantage Special Needs Plans in Idaho for dual-eligible, chronic conditions, and nursing home residents.
What Special Needs Plans are Available in Idaho
Do you live in Idaho and need a Medicare Special Needs Plan? You're one little step away. You'll need to go to your County page (below) to see the plans that apply to you. Special Needs Plans vary by area. (SNP plans are not available in all areas)
Do I Qualify to Enroll in a Medicare Special Needs Plan in Idaho?
Most people living in Idaho, age 65 and older, qualify for Medicare Advantage but do not qualify for a Special Needs Plan (SNP). A SNP is a Medicare Advantage (MA), also known as Medicare Part C, are health plans from private insurance companies that are available to people eligible for Original Medicare (Medicare Part A and Medicare Part B)., but they are only available to people with one of the following special needs:
- Chronic Condition (C-SNP): You have one or more severe or disabling chronic conditions.
- Institutional (I-SNP): You live in an institution (like a nursing home), or you require nursing care at home.
- Dual Eligible (D-SNP): You have both Medicare and Medicaid is a public health insurance program that provides health care coverage to low-income families and individuals in the United States..
Each SNP limits membership to people in one of these groups or a subset of one of these groups. For instance, a SNP that's designed to serve people with chronic and disabling mental health conditions might include access to a network of healthcare providers who specialize in treating severe mental health issues. Such a plan would also feature clinical case management that's designed to serve people with this condition.
You can get enrolled three ways:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Idaho insurance agent. This is the best way to go if you need someone to help advise you.
If You Don't Qualify for SNP
If you don't qualify to enroll in a Special Needs Plan, you have other options, including:
If you're having a difficult time deciding which way to go, you can compare Medicare insurance using our Medicare Plan Finder tool.
Citations & References