Senior Whole Health (D-SNP) Plan Details for Plymouth County, MA
CMS rated this Senior Whole Health by Molina Healthcare plan 3.5 (Above Average) out of 5 stars.
Senior Whole Health (D-SNP HMO) is a Special Needs Plan (SNP). 2025 plan enrollment begins Oct 15. Get notified.
This Senior Whole Health by Molina Healthcare HMO plan is required to provide all of the same benefits as Original Medicare, but out-of-pocket costs are different. This private health insurance option may include extra benefits not covered by Medicare Part A or Part B.
Eligible individuals must meet all qualification requirements to join this Senior Whole Health by Molina Healthcare plan.
2025 Senior Whole Health Cost and Coverage Notification
The 2025 cost and coverage information for Senior Whole Health will not be available until early October. We'll notify you when it is available from CMS.
Sign-Up for 2025 Medicare Plan Notification. The 2025 enrollment period begins October 15.
Plan Basics | |
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Plan ID: | H2224-001-0 |
Plan Type: | HMO |
Plan Year: | 2024 |
Premium: | $31.20/mo Plus your Part B premium. |
Health Plan Deductible: | $0.00 |
Out-of-Pocket Maximum: | /yr |
Part B Reduction: | $2.00/mo |
Drug Plan Benefit: | Basic $545.00 deductible |
Supplemental Benefits: | Vision |
Availability: | Plymouth County, MA |
Insured By: | Senior Whole Health by Molina Healthcare |
Summary of Benefits |
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Health Plan Cost Sharing & Benefits
Senior Whole Health is a Health Maintenance Organization (HMO) plan. HMO D-SNP plan members usually receive health care services through the plan’s local network of providers. Referrals are almost always required to see a specialist and other providers. However, Senior Whole Health does allow out-of-network care for emergencies and out-of-area dialysis.
The following table is a summary of the most common out-of-pocket costs you will incur if you join this Senior Whole Health by Molina Healthcare plan:
Healthcare Service | Member Cost |
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Doctor Visits (In-Network) | |
Primary: | 0% Coinsurance |
Specialist: | 0% Coinsurance |
Wellness programs (e.g., fitness, nursing hotline): | |
Preventive care: | 0% Coinsurance |
Foot Care (In-Network) | |
Foot exams and treatment (Medicare-covered): | 0% Coinsurance Prior Authorization Required |
Routine foot care: | 0% Coinsurance Prior Authorization Required |
Chiropractic Care (In-Network) | |
Medicare-covered chiropractic care: | 0% Coinsurance |
Routine chiropractic care: | 0% Coinsurance |
Emergency Care / Urgent Care | |
Emergency room care: | 0% Coinsurance |
Urgent care: | 0% Coinsurance |
Ground ambulance: | 0% Coinsurance |
Inpatient hospital coverage: | Coming Soon |
Outpatient hospital coverage: | 0% Coinsurance Prior Authorization Required |
Skilled Nursing Facility: | |
Optional supplemental benefits: | Not Covered |
Mental Health Services (In-Network) | |
Outpatient individual therapy visit with a psychiatrist: | 0% Coinsurance |
Outpatient group therapy visit with a psychiatrist: | 0% Coinsurance |
Inpatient hospital - psychiatric: | Coming Soon |
Outpatient group therapy visit: | 0% Coinsurance |
Outpatient individual therapy visit: | 0% Coinsurance Prior Authorization Required |
Rehabilitation Services (In-Network) | |
Physical therapy and speech and language therapy visit: | 0% Coinsurance Prior Authorization Required |
Occupational therapy visit: | 0% Coinsurance Prior Authorization Required |
Medical Equipment / Supplies (In-Network) | |
Diabetes supplies: | 0% Coinsurance Prior Authorization Required |
Durable medical equipment (e.g., wheelchairs, oxygen): | 0% Coinsurance Prior Authorization Required |
Prosthetics (e.g., braces, artificial limbs): | 0% Coinsurance |
Diagnostic Procedures / Lab Services / Imaging (In-Network) | |
Diagnostic radiology services (e.g., MRI): | 0% Coinsurance Prior Authorization Required |
Lab services: | 0% Coinsurance Prior Authorization Required |
Outpatient x-rays: | 0% Coinsurance Prior Authorization Required |
Diagnostic tests and procedures: | 0% Coinsurance Prior Authorization Required |
Medicare Part B Drugs (In-Network) | |
Chemotherapy: | 0% Coinsurance |
Other Part B drugs (Medicare-covered) | 0% Coinsurance |
Feel free to download our Senior Whole Health Summary of Benefits information.
Supplemental Health Plan Benefits (H2224-001-0)
The following is a summary of the supplemental benefits Senior Whole Health by Molina Healthcare includes with this plan:
Supplemental Healthcare Service | Member Cost |
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Preventive Dental | |
Oral exam (In-Network) | Not Covered |
Fluoride treatment (In-Network) | Not Covered |
Dental x-ray(s) (In-Network) | Not Covered |
Cleaning (In-Network) | Not Covered |
Comprehensive Dental | |
Periodontics (In-Network) | Not Covered |
Non-routine services (In-Network) | Not Covered |
Diagnostic services (In-Network) | Not Covered |
Extractions (In-Network) | Not Covered |
Endodontics (In-Network) | Not Covered |
Restorative services (In-Network) | Not Covered |
Prosthodontics, other oral/maxillofacial surgery, other services (In-Network) | Not Covered |
Hearing | |
Fitting/evaluation (In-Network) | Not Covered |
Hearing aids (In-Network) | Not Covered |
Hearing exam (In-Network) | Not Covered |
Vision | Maximum vision benefit: | $300.00 Every year |
Eyeglasses (frames and lenses) (In-Network) | Covered Limits may apply |
Routine eye exam (In-Network) | Covered Limits may apply |
Contact lenses (In-Network) | Covered Limits may apply |
Additional Supplemental Benefits
None specified.
Prescription Drug Plan Costs & Benefits
Senior Whole Health includes an basic benefit Medicare Part D plan (PDP). This simply means that the plan covers the minimum amount required by the Centers for Medicare & Medicaid Services, whereas enhanced benefit plans cover more.
Prescription Drug Plan Premium
Although the prescription drug plan (Part D) premium is bundled with the total plan cost, some plans have supplemental costs and/or offer low-income subsidy (LIS) assistance. The following table outlines the details of this plan's prescription drug plan premium.
Basic Part D Premium: | $31.20 |
Supplemental Part D Premium: | $0.00 |
Total Part D Premium: | $31.20 |
Part D Premium with Full LIS Assistance: | $0.00 |
The Social Security Extra Help page has more information about the low-income subsidy (LIS) and how to enroll in the program.
Prescription Drug Plan Deductible
The Medicare Part D annual deductible with this plan is $545.00. This is the amount you must pay at the pharmacy before Senior Whole Health by Molina Healthcare begins paying its share.
Prescription Drug Plan Out-of-Pocket Costs
In addition to the plan's monthly premium and deductible, Senior Whole Health has out-of-pocket costs that you must pay when you pick up your prescriptions. The following table shows you those costs.
Drug Tier | Preferred | Standard |
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$0 copay on all covered generic and brand-name prescriptions. |
CMS Rating Marks
Each year Medicare rates D-SNP plans, using a 5-star rating system, in nine major categories. These ratings are designed to help you understand the quality of care and service you can expect if you qualify and choose to join Senior Whole Health.
CMS Measure | Star Rating |
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2024 Overall Rating | |
Staying Healthy: Screenings, Tests, Vaccines | |
Managing Chronic (Long Term) Conditions | |
Member Experience with Health Plan | |
Complaints and Changes in Plans Performance | |
Health Plan Customer Service | |
Drug Plan Customer Service | |
Complaints and Changes in the Drug Plan | |
Member Experience with the Drug Plan | Not enough data available |
Drug Safety and Accuracy of Drug Pricing |
How to Qualify to Enroll in
Senior Whole Health
To qualify for enrollment in Senior Whole Health in Plymouth County, you must be eligible for both Medicare and Medicaid. To be eligible for Medicare, you must be age 65 or older, or have Social Security Disability Insurance for 24 months. To be eligible for Medicaid, your income and assets must be at or below Massachusetts's state thresholds.
Before enrolling in Senior Whole Health, or any other dual-eligible SNP, be sure to ask the following questions:
- What costs should I expect to pay out-of-pocket (premiums, deductibles, copayments)?
- Will I be able to use my doctors? Are they in the plan's network?
- Are the plan's in-network providers and facilities in convenient locations?
- Does the plan provide coverage for services I receive from out-of-network providers?
- Do I need a referral to see a specialist?
- Are my medications on the Part D plan's formulary? What if I can't afford my medications?
- What special accommodations does the plan make for persons with disabilities?
- Does the plan offer free meal delivery after a stay in the hospital?
- What help is offered for caregivers? Is adult day care covered?
- Does the plan offer a prepaid card for over the counter medications and covered groceries?
Additional D-SNP Plan Options
Here are some additional Medicare SNP plans that might be worth reviewing:
- None.
Contact Senior Whole Health by Molina Healthcare
Plan Website: | http://www.molinahealthcare.com/medicare |
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Formulay Information: | http://www.molinahealthcare.com/medicare |
Pharmacy Information: | Senior Whole Health by Molina Healthcare Pharmacy Page |
Prospective Members: | (844)245-9281 |
TTY Users: | 711 |
If you qualify for Medicare benefits but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Advantage program on www.medicare.gov.
Health Plan Compatibility
Medicare Advantage Special Needs Plans (SNPs) are generally incompatible with most other health insurance options. Enrolling in an SNP plan while having Medicare Part A and/or Medicare Part B will result in disenrollment from Original Medicare. Additionally, it is not possible to simultaneously hold a Medicare Supplement Insurance policy and be part of an SNP plan.
With a D-SNP, members keep the same Medicaid plan and Medicaid benefits. If you are a Veteran and have VA Health Benefits, you may be able to care from your local VA hospital.
Citations & References
- Senior Whole Health by Molina Healthcare, http://www.molinahealthcare.com/medicare, Last Accessed October 13, 2023
- Medicaid.gov, "Medicaid & CHIP in Massachusetts", Last Accessed January 4, 2024
- CMS.gov, "Dual Eligible Special Needs Plans (D-SNPs)", Last Accessed January 20, 2023
- CMS.gov, Landscape Source Files, Last Accessed January 2, 2024
- CMS.gov, Medicare Part C & D Performance, Last Accessed January 2, 2024
- CMS.gov, Plan Benefits Package, Last Accessed January 3, 2024
Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.