Complete Guide to Medicare Special Needs Plans in Harrison County, IN
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In Harrison County, IN, there are 16 Medicare Special Needs Plans (SNPs) available for 2025. These plans are tailored to individuals with specific health conditions or needs.
Whether you're looking for a plan tailored to your unique situation or want to compare the options available, this guide provides all the information you need to make an informed decision.
Medicare SNP Options for Harrison County, IN
Explore the 16 Medicare Special Needs Plans (SNPs) offered in Harrison County, IN for 2025. Each plan links to a detailed page where you can compare eligibility, coverage, and costs to find the right option for you.
Harrison County, Indiana Medicare SNP Plans
| Plan Name | Type | Premium | Network | Part D Deduct. |
Rating |
|---|---|---|---|---|---|
| UHC Complete Care IN-21 | C-SNP | $0 | HMO-POS | $340 | |
| Anthem Dual Advantage | D-SNP | $36 | HMO | $590 | |
| Anthem Full Dual Advantage | D-SNP | $0 | HMO | $590 | |
| Anthem Full Dual Advantage Aligned | D-SNP | $0 | HMO | $590 | |
| Anthem Full Dual Advantage Aligned NFLOC | D-SNP | $0 | HMO | $590 | |
| Humana Gold Plus - Diabetes and Heart | C-SNP | $0 | HMO | $495 | |
| Humana Gold Plus - End Stage Renal Disease | C-SNP | $0 | HMO | $590 | |
| Humana Gold Plus Integrated SNP-DE H5619-054 | D-SNP | $0 | HMO-POS | $590 | |
| Humana Gold Plus SNP-DE H5619-156 | D-SNP | $49 | HMO-POS | $590 | |
| Humana Gold Plus SNP-DE H5619-158 | D-SNP | $0 | HMO-POS | $590 | |
| Humana Together in Health | I-SNP | $0 | PPO | $560 | |
| CommuniCare Advantage ISNP | I-SNP | $50 | HMO | $590 |
An Overview of Medicare Special Needs Plans
Medicare Special Needs Plans (SNPs) cater to individuals with particular healthcare needs by offering specialized coverage and services. These plans are designed to address the unique requirements of their members, ensuring that they receive the care and support they need.
There are three types of SNPs, each aimed at different groups with specific health needs:
- Dual Eligible SNPs (D-SNPs): Dual eligible plans are for those who qualify for both Medicare and Medicaid, offering integrated care and additional services tailored to their needs.
- Chronic Condition SNPs (C-SNPs): Designed for individuals with chronic conditions such as diabetes or heart disease, C-SNPs offer targeted benefits and services to help manage ongoing health challenges.
- Institutional SNPs (I-SNPs): I-SNPs focus on individuals who live in institutions or need nursing care at home, delivering coordinated care that addresses their specific circumstances.
Who Is Eligible for a Medicare SNP in Harrison County?
Eligibility for SNPs depends on factors like health conditions, dual eligibility, and institutional care needs. Find out if you qualify to enroll in a Special Needs Plan.
Read: Discover Your Medicare Special Needs Plan Options
Benefits of Enrolling in a Medicare SNP
With specialized benefits and coordinated care, SNPs are designed to meet your unique healthcare needs. Learn about the key benefits offered by these plans.
- Dual Eligible SNPs: D-SNPs offer coordinated care between Medicare and Medicaid, with additional services like transportation, care management, and/or assistance with daily living activities. These plans typically include comprehensive drug coverage with low or no copays.
- Chronic Condition SNPs: C-SNPs focus on managing chronic conditions like diabetes and heart disease. These plans provide tailored care, offering individualized treatment plans and easier access to specialists.
- Institutional SNPs: I-SNPs provide coordinated care across various settings, including nursing homes and in-home care. These plans often include personalized services like therapy and routine checkups, and possibly support for caregivers.
Tips for Choosing a Medicare SNP in Harrison County, IN
Choosing the right Medicare SNP for you is an important decision that can significantly impact your healthcare. By carefully evaluating each plan available in Harrison County, IN, you can find one that offers the coverage and services you need.
- Identify Your Healthcare Priorities: Start by identifying your key healthcare needs, such as management of chronic conditions or the need for dual eligibility support. This will guide you toward the right type of SNP.
- Compare Plan Details: Look at the specific benefits each plan offers, such as drug coverage, access to specialists, and care coordination. Ensure the plan you select provides the necessary services to meet your needs.
- Review the Provider Network: Confirm that your preferred healthcare providers in the Harrison County area are included in the plan’s network. Access to familiar doctors and facilities is crucial for receiving consistent, quality care.
Medicare SNP Enrollment Steps
Enrolling in a Medicare SNP is the first step to accessing the specialized healthcare services you need. Understanding the enrollment periods is key to making sure you choose the right plan at the right time.
There are specific times each year when you can enroll in or switch Medicare SNPs:
- Initial Enrollment Period (IEP): This seven-month window surrounds your 65th birthday, giving you your first chance to enroll in Medicare and an SNP.
- Annual Enrollment Period (AEP): From October 15 to December 7, Medicare enrollees can make changes to your Medicare coverage, including enrolling in an SNP.
- Special Enrollment Periods (SEPs): Certain life events, like moving or losing other insurance, may qualify you for an SEP, allowing you to adjust your Medicare plan outside the usual periods.
To ensure you’re enrolling at the right time, learn more in our comprehensive guide to Medicare enrollment periods.
Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.
Citations & References
- CMS.gov, 2024 SNP Landscape Source Files, Last Accessed October 14, 2023
- Medicare.gov, "Special Needs Plans (SNP)", Last Accessed September 11, 2023
- CMS.gov, "Dual Eligible Special Needs Plans (D-SNPs)", Last Accessed September 11, 2023
- Medicare.gov, "Understanding Medicare", Last Accessed May 17, 2023