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By David Bynon [3] · Last updated May 2, 2025

We partner with HealthCompare for some plans. Compensation does not influence our content. How we make money.

Special Needs Plans
 » 
Alabama
 » 
Clarke County

Guide to 2025 Medicare SNP Plans in Clarke County, AL

List of Plans | Plan Overview | Benefits | How to Choose | Enrollment

Welcome to our comprehensive guide to Medicare Special Needs Plans (SNPs) in Clarke County, AL for 2025. In this county, there are 15 SNP plans available, each designed to meet specific healthcare needs.

This guide is designed to help you understand your options and find the SNP that suits your health needs best. Take a moment to explore the plans available in your area.

Medicare SNP Options for Clarke County, AL

Explore the 15 Medicare Special Needs Plans (SNPs) offered in Clarke County, AL for 2025. Each plan links to a detailed page where you can compare eligibility, coverage, and costs to find the right option for you.

Clarke County, Alabama Medicare SNP Plans

Medicare Special Needs Plans in Clarke County, AL for 2025
Plan Name Type Premium Network Rx Ded. Rating
Aetna Medicare Dual Preferred D-SNP $21 HMO $590
☆☆☆☆☆
Aetna Medicare Dual Select D-SNP $12 HMO $590
☆☆☆☆☆
UHC Dual Complete AL-V002 D-SNP $40 HMO-POS $590
☆☆☆☆☆
UHC Dual Complete AL-Y1 D-SNP $0 HMO-POS $590
☆☆☆☆☆
Humana Dual Select H5619-093 D-SNP $33 HMO $590
☆☆☆☆☆
HumanaChoice SNP-DE H5216-370 D-SNP $0 PPO $590
☆☆☆☆☆
UHC Complete Care AL-5 C-SNP $0 HMO-POS $340
☆☆☆☆☆
UHC Dual Complete AL-D001 D-SNP $35 HMO-POS $590
☆☆☆☆☆
UHC Dual Complete AL-D002 D-SNP $40 PPO $590
☆☆☆☆☆
UHC Dual Complete AL-V001 D-SNP $40 HMO-POS $590
☆☆☆☆☆
Simpra Advantage Assist I-SNP $86 PPO $150
☆☆☆☆☆
Simpra Advantage Dual Care D-SNP $0 PPO $590
☆☆☆☆☆
Simpra Advantage Nursing Home Plan I-SNP $40 PPO $590
☆☆☆☆☆
If you qualify for Original Medicare or Medicare Advantage in Clarke County but don't know where to begin, we have licensed insurance agents[1] at 1-855-728-0510 (TTY 711) who can answer your questions (Mon-Fri 5am-6pm, Sat 6am-5pm PST) and help you get enrolled. There's no obligation.

Understanding Medicare SNPs

Special Needs Plans (SNPs) under Medicare are designed to provide specialized coverage for individuals with unique healthcare needs. These plans offer benefits and services that are specifically aligned with the health challenges faced by their members.

There are three primary types of SNPs, each designed for a particular group of beneficiaries:

  • Dual Eligible SNPs (D-SNPs): D-SNPs are intended for individuals who are eligible for both Medicare and Medicaid, providing coordinated care and additional support services. We have written a complete guide to the meaning and purpose of D-SNP plans to assist you.
  • Chronic Condition SNPs (C-SNPs): Targeted at individuals with chronic health conditions, C-SNPs provide specialized care and benefits designed to manage and treat these ongoing conditions.
  • Institutional SNPs (I-SNPs): I-SNPs are tailored for individuals residing in long-term care facilities or requiring in-home nursing care, focusing on providing coordinated and specialized care.

Are You Eligible for a Medicare Special Needs Plan?

Eligibility for SNPs depends on factors like health conditions, dual eligibility, and institutional care needs. Find out if you qualify to enroll in a Special Needs Plan.

Read: Discover Your Medicare Special Needs Plan Options

Benefits of Enrolling in a Medicare SNP

Medicare SNPs provide enhanced coverage and services designed to meet the unique needs of their members, offering specialized care that standard Medicare Advantage Plans may not provide.

  • D-SNPs integrate Medicare and Medicaid benefits, providing services like transportation, care management, and/or daily living assistance. These plans also offer comprehensive drug coverage with low copays.
  • C-SNPs focus on managing chronic health issues such as diabetes and heart disease. These plans offer customized care, including tailored treatment plans and access to specialists.
  • I-SNPs coordinate care in institutional settings, providing personalized services such as physical therapy, occupational therapy, and regular medical checkups, and possiblysupport for caregivers.

How to Choose the Best SNP for You in Clarke County, AL

Finding the right SNP for you can make a big difference in how well your healthcare needs are met. It’s essential to carefully compare your options to find a plan that suits your health and lifestyle. Just be aware that all types of SNP plan may not be available in Clarke County, AL.

  1. Consider Your Medical Needs: Assess your current health status and any special medical needs you may have. This will help you determine which type of SNP—D-SNP, C-SNP, or I-SNP—will best serve your needs.
  2. Examine Plan Benefits: Take a close look at the benefits provided by each SNP, including drug coverage, access to specialists, and other essential services. Select a plan that covers the healthcare services you rely on most.
  3. Check the Network: Make sure that your current doctors, specialists, and hospitals in the Clarke County area are part of the plan’s provider network. This ensures continuity of care and access to the providers you trust.

How to Enroll in a Medicare SNP

Getting enrolled in the right Medicare SNP is a crucial step in securing the specialized care you need. It’s important to be aware of the specific enrollment periods that allow you to join or switch plans.

Medicare beneficiaries have several opportunities each year to enroll in an SNP:

  • Initial Enrollment Period (IEP): The IEP spans seven months around your 65th birthday, providing your first opportunity to enroll in Medicare and an SNP.
  • Annual Enrollment Period (AEP): From October 15 to December 7, Medicare enrollees can make changes to your Medicare Advantage plan, including SNPs, for the following year.
  • Special Enrollment Periods (SEPs): Life events such as moving or losing coverage may qualify you for an SEP, allowing you to modify your Medicare plan outside the usual windows.
  • Make sure you’re enrolling at the right time by reading our comprehensive guide on enrollment periods.

If you qualify for Original Medicare or Medicare Advantage in Clarke County but don't know where to begin, we have licensed insurance agents[1] at 1-855-728-0510 (TTY 711) who can answer your questions (Mon-Fri 5am-6pm, Sat 6am-5pm PST) and help you get enrolled. There's no obligation.

Citations & References

  • CMS.gov, 2024 SNP Landscape Source Files, Last Accessed October 14, 2023
  • Medicare.gov, "Special Needs Plans (SNP)", Last Accessed September 11, 2023
  • CMS.gov, "Dual Eligible Special Needs Plans (D-SNPs)", Last Accessed September 11, 2023
  • Medicare.gov, "Understanding Medicare", Last Accessed May 17, 2023

For details on how we research, analyze, and construct plan information for Clarke County, Alabama using CMS data, see our Medicare Plan Research Methodology.

Plans Offered

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

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Many of the plans featured on MedicareWire are offered through our trusted partner, HealthCompare Insurance Services, Inc., a licensed sales agency. HealthCompare may compensate us if you enroll in a plan through their services. Online enrollment services are provided by MedicareEnrollment.com, a HealthCompare affiliate.

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[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

Previously, David served as Vice President of Global Systems at Sony Pictures Entertainment and Director of Systems and Networks at HealthNet, focusing on secure HMO and Medicare infrastructures. His military career includes serving as Command Chief at TACRON-11, earning multiple Navy Commendation Medals and other commendations.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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