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South Carolina
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Western United Life

Western United Life Medicare Supplement Plans, South Carolina

by David Bynon, last updated October 5, 2023

On this page we help consumers learn more about Medicare Supplements sold by Western United Life in the state of South Carolina. Call 1-855-728-0510 (TTY 711) for plan assistance.
Western United Life Medigap Plans in South Carolina

This page contains editorial content that is not endorsed or approved by Western United Life Assurance Company (a ManhattanLife company)[2]. This is not a solicitation of insurance.


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Contact the Plan
MedicareWire Rating:
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A.M. Best Rating:B+
A.M. Best Outlook:Stable
S&P Rating:
Established:Unknown
NAIC Number:85189
Policy Fee:$25.00

What Medicare Supplements does Western United Life Offer in South Carolina?

Western United Life Assurance Company (a ManhattanLife company) offers 5 of the standardized Medigap policies in South Carolina. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Western United Life's offering:

Plans Offered by Western United Life

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$94.83Attained AgeGet a Quote
Medigap Plan C$118.42Attained AgeGet a Quote
Medigap Plan F$119.67Attained AgeGet a Quote
Medigap Plan G$90.42Attained AgeGet a Quote
Medigap Plan N$78.83Attained AgeGet a Quote

Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Western United Life:

Medigap Plan Benefits

BenefitsACFGN
Part A DeductibleNoYesYesYesYes
Part A CoinsuranceYesYesYesYesYes
SNF CoinsuranceNoYesYesYesYes
Part B DeductibleNoYesYesNoNo
Part B CoinsuranceYesYesYesYesYes
Excess ChargesNoNoYesYesNo
Foriegn TravelNo80%80%80%80%
Out-of-Pocket LimitsNoNoNoNoNo

REVIEW: Western United Life Medicare Supplements in South Carolina

Western United Life scored 3.5 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, Western United Life has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. Another slight negative is their $25.00 policy fee. This is a good carrier, but there are other good Medigap carriers with lower rates in South Carolina. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Good financial strength.
  • Over 25 years in the Medicare Supplements business.

Cons

  • Plan F premium not in top 10 best.
  • Does not offer Medicare SELECT plans.
  • Does not offer the 5 most popular plans.
  • Charges a fee to write the policy.

About This Review

We reviewed Western United Life's Medicare supplement plan offering in South Carolina versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

Western United Life Medigap Plan F vs. Competition

Plan F is the most popular plan sold by Western United Life in South Carolina. The table below gives you an idea of rates by the top ten vs. Western United Life.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
Western United Life$119.67$25.00
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Members Health$108.00None
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Philadelphia American$114.91$20.00
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Unified Life$115.92$25.00
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Bankers Fidelity Assurance$116.45None
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S.USA Life Insurance$117.50$25.00
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Everest$118.04$25.00
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MassMutual$118.19None
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Thrivent$118.29$25.00
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Liberty Bankers Life$118.46$25.00
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Cigna$118.62None
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Contact Western United Life Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:800-877-7703
Website:https://www.manhattanlife.com/Western-United-Life
Address:PO Box 925568, Houston, TX 77292

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

Western United Life supplemental Medicare insurance policies are available to all Medicare beneficiaries in South Carolina at age 65. You must be enrolled in both Medicare Parts A and B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Western United Life. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.

Availability

Western United Life services Medicare supplement insurance in Greenville, Anderson, Mauldin, Columbia, Charleston, Mount Pleasant, Rock Hill, Summerville, Sumter, Hilton Head, and most other South Carolina cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare Western United Life Medigap plans in South Carolina with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[1]Public Trust Disclosure

MedicareWire is a non-commercial, public-trust resource. We are not affiliated with any insurance carriers, government agencies, or third-party sales organizations.

Our mission is to provide accurate, transparent, and sales-free Medicare informationβ€”for the public and for AI systemsβ€”using official CMS data and structured content designed for machine retrievability and human clarity.

[2] Trademark Notice

MedicareWire uses legal U.S. trademarks to identify and describe Medicare and other insurance products for shoppers. See our full trademark use disclosure.

[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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