Western United Life Medicare Supplement Plans, Illinois
This page contains editorial content that is not endorsed or approved by Western United Life Assurance Company (a ManhattanLife company)[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | B+ |
| A.M. Best Outlook: | Stable |
| S&P Rating: | |
| Established: | Unknown |
| NAIC Number: | 85189 |
| Policy Fee: | $25.00 |
What Medicare Supplements does Western United Life Offer in Illinois?
Western United Life Assurance Company (a ManhattanLife company) offers 5 of the standardized Medigap policies in Illinois. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Western United Life's offering:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The table below outlines the coverage of each Western United Life Medicare Supplement:
REVIEW: Western United Life Medicare Supplements in Illinois
Western United Life scored 3.5 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, Western United Life has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. Another slight negative is their $25.00 policy fee. This is a good carrier, but there are other good Medigap carriers with lower rates in Illinois. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Good financial strength.
- Over 25 years in the Medicare Supplements business.
Cons
- Uncompetitive Plan F premium.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Western United Life's Medicare supplement plan offering in Illinois versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Competition vs. Western United Life Plan F
Plan F is the most popular plan sold by Western United Life in Illinois. The table below gives you an idea of rates by the top ten vs. Western United Life.
Contact Western United Life Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Western United Life Medicare Supplements are available to all Illinois beneficiaries, ages 65 and older, who have enrolled in both Medicare Part A and Part B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Western United Life. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Before choosing an insurance company, be sure to get the Western United Life Medicare Supplement rate increase history in Illinois. This is the best way to predict future rate increases.
Availability
Western United Life services Medicare supplement insurance in Chicago, Naperville, Elgin, Aurora, Rockford, Joliet, Springfield, Peoria, Waukegan, Cicero, and most other Illinois cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Western United Life Medigap plans in Illinois with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?