Which Medicare Supplement Plans does Western United Life sell in Alabama?
Western United Life Assurance Company (a ManhattanLife company) writes 5 of the standardized Alabama Medicare supplemental insurance plans. Each Medigap plan offers a different range of coverage (see Comparison Chart or check out our Review). Here's a quick look at Western United Life's offering:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Western United Life Medicare Supplement Benefits Comparison Chart
The table below outlines the coverage of each Western United Life Medicare Supplement:
REVIEW: Western United Life Medicare Supplements in Alabama
Western United Life scored 3.5 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, Western United Life has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. Another slight negative is their $25.00 policy fee. This is a good carrier, but there are other good Medigap carriers with lower rates in Alabama. See the top 10 competition.
Here are the pros and cons from our analysis:
- Good financial strength.
- Over 25 years in the Medicare Supplements business.
- Plan F premium not in top 10 best.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Western United Life's Medigap plan offering in Alabama versus all other carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.