USAA Life Medicare Supplement Plans, Washington
This page contains editorial content that is not endorsed or approved by USAA Life Insurance Company[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A++ |
| A.M. Best Outlook: | Stable |
| S&P Rating: | AA+ |
| Established: | 1992 |
| NAIC Number: | 69663 |
| Policy Fee: | None |
Which Supplemental Medicare Plans Does USAA Life Offer in Washington?
USAA Life Insurance Company offers 4 of the standardized Medigap policies in Washington. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at USAA Life's offering:
Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by USAA Life:
REVIEW: USAA Life Medicare Supplements in Washington
USAA Life scored 4.5 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in USAA Life. Plus, they do not charge a policy fee. These are just a few reasons we recommend this carrier to seniors in Washington. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Highly competitive Plan F premium.
- Superior financial strength.
- Over 25 years in the Medicare Supplements business.
- No charge for writing the policy.
Cons
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
About This Review
We reviewed USAA Life's Medicare supplement plan offering in Washington versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Competition vs. USAA Life Plan F
Plan F is the most popular plan sold by USAA Life in Washington. The table below gives you an idea of rates by the top ten vs. USAA Life.
Contact USAA Life Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
USAA Life Medigap plans are available to all Washington Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by USAA Life. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Before choosing a Medicare Supplement carrier, be sure to get the USAA Life Medigap rate increase history in Washington. The lowest rate now may not be the lowest rate in the future.
Availability
USAA Life services Medicare supplement insurance in Seattle, Spokane, Tacoma, Vancouver, Bellevue, Kent, Everett, Renton, Yakima, Bellingham, Kennewick, Auburn, Pasco, Marysville, Lakewood, Redmond, Shoreline, Kirkland, Richland, Olympia, and most other Washington cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare USAA Life Medigap plans in Washington with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?