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Vermont
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USAA Life

USAA Life Medicare Supplement Plans, Vermont

by David Bynon, last updated October 3, 2023

On this page we help consumers learn more about Medicare Supplements sold by USAA Life in the state of Vermont. Call 1-855-728-0510 (TTY 711) for plan assistance.
USAA Life Medigap Plans in Vermont

This page contains editorial content that is not endorsed or approved by USAA Life Insurance Company[2]. This is not a solicitation of insurance.


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MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A++
A.M. Best Outlook:Stable
S&P Rating:AA+
Established:1992
NAIC Number:69663
Policy Fee:None

Which Supplemental Medicare Plans Does USAA Life Offer in Vermont?

USAA Life Insurance Company sells 3 Medicare supplements in Vermont. Each lettered plan pays Medicare benefits differently (see comparison chart or check out our review). Here they are at a glance:

Plans Offered by USAA Life

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$99.96Community RatedGet a Quote
Medigap Plan F$174.93Community RatedGet a Quote
Medigap Plan N$126.48Community RatedGet a Quote

Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

USAA Life Medigap Plan Benefits Comparison Chart

The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by USAA Life:

Medigap Plan Benefits

BenefitsAFN
Part A DeductibleNoYesYes
Part A CoinsuranceYesYesYes
SNF CoinsuranceNoYesYes
Part B DeductibleNoYesNo
Part B CoinsuranceYesYesYes
Excess ChargesNoYesNo
Foriegn TravelNo80%80%
Out-of-Pocket LimitsNoNoNo

REVIEW: USAA Life Medicare Supplements in Vermont

USAA Life scored 4.5 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in USAA Life. Plus, they do not charge a policy fee. These are just a few reasons we recommend this carrier to seniors in Vermont. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • The lowest Plan F premium.
  • Superior financial strength.
  • Over 25 years in the Medicare Supplements business.
  • No charge for writing the policy.

Cons

  • Does not offer Medicare SELECT plans.
  • Does not offer the 5 most popular plans.

About This Review

We reviewed USAA Life's Medicare supplement plan offering in Vermont versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

USAA Life Medigap Plan F vs. Competition

Plan F is the most popular plan sold by USAA Life in Vermont. The table below gives you an idea of rates by the top ten vs. USAA Life.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
USAA Life$174.93None
☆☆☆☆☆
Loyal American$183.30$20.00
☆☆☆☆☆
State Farm$192.69None
☆☆☆☆☆
Globe Life$197.50None
☆☆☆☆☆
Humana$200.71None
☆☆☆☆☆
AARP$226.75None
☆☆☆☆☆
United American$234.00None
☆☆☆☆☆
Colonial Penn$236.77None
☆☆☆☆☆
Blue Cross and Blue Shield$243.36None
☆☆☆☆☆
Mutual of Omaha$307.49None
☆☆☆☆☆

Contact USAA Life Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:800-515-8687
Website:https://www.usaa.com/inet/pages/insurance_medicare_supplement_insurance_standard
Address:9800 Fredericksburg Road, San Antonio, TX 78288

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

USAA Life Medigap plans are available to all Vermont Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by USAA Life. Once issued, your Medicare Supplement policy can't be canceled. And, it will automatically renew for as long as you continue to pay the premiums and make no material misrepresentations.

Before choosing an insurance company, be sure to get the USAA Life Medicare Supplement rate increase history in Vermont. This is the best way to predict future rate increases.

Availability

USAA Life services Medicare supplement insurance in Burlington, Essex, South Burlington, Colchester, Rutland, Montpelier, and most other Vermont cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare USAA Life Medigap plans in Vermont with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[1]Affiliate and Sales Agent Disclosure

Many of the plans featured on MedicareWire are offered through our trusted partner, HealthCompare Insurance Services, Inc., a licensed sales agency. HealthCompare may compensate us if you enroll in a plan through their services. Online enrollment services are provided by MedicareEnrollment.com, a HealthCompare affiliate.

Compensation does not influence our content, which is based on independent research. MedicareWire’s plan page content are reviewed annually for CMS compliance by licensed compliance officers from UnitedHealthcare, Humana, and Aetna. Read our full sales agent disclosure and how we make money.

[2] Trademark Notice

MedicareWire uses legal U.S. trademarks to identify and describe Medicare and other insurance products for shoppers. See our full trademark use disclosure.

[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

Previously, David served as Vice President of Global Systems at Sony Pictures Entertainment and Director of Systems and Networks at HealthNet, focusing on secure HMO and Medicare infrastructures. His military career includes serving as Command Chief at TACRON-11, earning multiple Navy Commendation Medals and other commendations.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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