Universal Fidelity Life Medicare Supplement Plans, Texas
This page contains editorial content that is not endorsed or approved by Universal Fidelity Life Insurance Company[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | n/a |
| A.M. Best Outlook: | - |
| S&P Rating: | n/a |
| Established: | 2010 |
| NAIC Number: | 70122 |
| Policy Fee: | $25.00 |
What Medicare Supplements does Universal Fidelity Life Offer in Texas?
Universal Fidelity Life Insurance Company offers 4 of the standardized Medigap policies in Texas. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Universal Fidelity Life's offering:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The table below outlines the coverage of each Universal Fidelity Life Medicare Supplement:
REVIEW: Universal Fidelity Life Medicare Supplements in Texas
Universal Fidelity Life scored 3.0 out of 5.0 based on our scoring method. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- None.
Cons
- Uncompetitive Plan F premium.
- Unknown financial strength (no A.M. Best rating).
- Less than 10 years in the Medicare Supplements business.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Universal Fidelity Life's Medicare supplement plan offering in Texas versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Universal Fidelity Life Medigap Plan F vs. Competition
Medicare Supplement F is the most popular plan sold in Texas. The following table shows how Universal Fidelity Life stacks up with the competition.
Contact Universal Fidelity Life Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Universal Fidelity Life Medigap plans are available to all Texas Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.
If you are within your first six months of Medicare enrollment, you have guaranteed issue rights and cannot be turned down. Universal Fidelity Life is required to issue the Medicare Supplement policy of your choice. So long as you make no material misrepresentations and pay your premiums, your policy cannot be canceled.
Before choosing an insurance company, be sure to get the Universal Fidelity Life Medicare Supplement rate increase history in Texas. This is the best way to predict future rate increases.
Availability
Universal Fidelity Life services Medicare supplement insurance in Houston, San Antonio, Dallas, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, Laredo, Lubbock, Garland, Irving, Amarillo, Grand Prairie, Brownsville, Pasadena, McKinney, Mesquite, McAllen, Killeen, Frisco, Waco, Carrollton, Denton, Midland, Abilene, Beaumont, Round Rock, Odessa, Wichita Falls, Tyler, Richardson, Lewisville, and most other Texas cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Universal Fidelity Life Medigap plans in Texas with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?