United World Medicare Supplement Plans, Texas
This page contains editorial content that is not endorsed or approved by United World Life Insurance Co (Mutual of Omaha)[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A+ |
| A.M. Best Outlook: | Stable |
| S&P Rating: | A+ |
| Established: | 2004 |
| NAIC Number: | 72850 |
| Policy Fee: | None |
What Medicare Supplements does United World Offer in Texas?
United World Life Insurance Co (Mutual of Omaha) offers 8 different Medigap plans in Texas . Each plan covers the gaps in Original Medicare differently (see comparison chart or check out our review). Here's what United World offers:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
SAVINGS OPPORTUNITY: United World offers Medicare SELECT plan policies in some areas of Texas. A Select plan is a Medigap policy that requires you to use specific hospitals and, in some cases specific doctors, to get the full financial benefit of the plan. A Medicare SELECT plan pays the Medicare Part A inpatient deductible when you use a network hospital or if you use a non-network hospital for emergency care. Otherwise, you pay the inpatient deductible. Other than that it's the same as the standard Medigap plan.
The table below outlines the coverage of each United World Medicare Supplement:
REVIEW: United World Medicare Supplements in Texas
United World scored 4.0 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, United World has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. This is a good carrier, but there are other good Medigap carriers with lower rates in Texas. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Superior financial strength.
- Over 15 years in the Medicare Supplements business.
- Offers Medicare SELECT plans.
- No charge for writing the policy.
Cons
- Uncompetitive Plan F premium.
- Does not offer the 5 most popular plans.
About This Review
We reviewed United World's Medicare supplement plan offering in Texas versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
United World Medigap Plan F vs. Competition
Medigap Plan F is the best selling plan sold in Texas. Below you can compare United World's starting rate on Plan F vs. their top ten competitors.
Contact United World Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
United World supplemental Medicare insurance policies are available to all Medicare beneficiaries in Texas at age 65. You must be enrolled in both Medicare Parts A and B.
If you are within your first six months of Medicare enrollment, you have guaranteed issue rights and cannot be turned down. United World is required to issue the Medicare Supplement policy of your choice. So long as you make no material misrepresentations and pay your premiums, your policy cannot be canceled.
Before choosing an insurance company, be sure to get the United World Medicare Supplement rate increase history in Texas. This is the best way to predict future rate increases.
Availability
United World services Medicare supplement insurance in Houston, San Antonio, Dallas, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, Laredo, Lubbock, Garland, Irving, Amarillo, Grand Prairie, Brownsville, Pasadena, McKinney, Mesquite, McAllen, Killeen, Frisco, Waco, Carrollton, Denton, Midland, Abilene, Beaumont, Round Rock, Odessa, Wichita Falls, Tyler, Richardson, Lewisville, and most other Texas cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare United World Medigap plans in Texas with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?