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United Commercial Travelers

United Commercial Travelers Medicare Supplement Plans, Illinois

by David Bynon, last updated October 5, 2023

On this page we help consumers learn more about Medicare Supplements sold by United Commercial Travelers in the state of Illinois. Call 1-855-728-0510 (TTY 711) for plan assistance.
United Commercial Travelers Medigap Plans in Illinois

This page contains editorial content that is not endorsed or approved by The Order Of United Commercial Travelers Of America[2]. This is not a solicitation of insurance.


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Contact the Plan
MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:B+
A.M. Best Outlook:Negative
S&P Rating:n/a
Established:1988
NAIC Number:56383
Policy Fee:None

What Medigap Policies Does United Commercial Travelers Sell in Illinois?

The Order Of United Commercial Travelers Of America offers 7 different Medigap plans in Illinois . Each plan covers the gaps in Original Medicare differently (see comparison chart or check out our review). Here's what United Commercial Travelers offers:

Plans Offered by United Commercial Travelers

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$149.30Attained AgeGet a Quote
Medigap Plan B$193.37Attained AgeGet a Quote
Medigap Plan C$213.96Attained AgeGet a Quote
Medigap Plan D$188.15Attained AgeGet a Quote
Medigap Plan F$216.24Attained AgeGet a Quote
Medigap Plan G$168.46Attained AgeGet a Quote
Medigap Plan N$149.99Attained AgeGet a Quote

Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by United Commercial Travelers:

Medigap Plan Benefits

BenefitsABCDFGN
Part A DeductibleNoYesYesYesYesYesYes
Part A CoinsuranceYesYesYesYesYesYesYes
SNF CoinsuranceNoNoYesYesYesYesYes
Part B DeductibleNoNoYesNoYesNoNo
Part B CoinsuranceYesYesYesYesYesYesYes
Excess ChargesNoNoNoNoYesYesNo
Foriegn TravelNoNo80%80%80%80%80%
Out-of-Pocket LimitsNoNoNoNoNoNoNo

REVIEW: United Commercial Travelers Medicare Supplements in Illinois

United Commercial Travelers scored 3.5 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, United Commercial Travelers has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. This is a good carrier, but there are other good Medigap carriers with lower rates in Illinois. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Good financial strength.
  • Over 25 years in the Medicare Supplements business.
  • No charge for writing the policy.

Cons

  • Uncompetitive Plan F premium.
  • Does not offer Medicare SELECT plans.
  • Does not offer the 5 most popular plans.

About This Review

We reviewed United Commercial Travelers's Medicare supplement plan offering in Illinois versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

United Commercial Travelers Medicare Supplement Plan F Compared to Top Ten

Medicare Supplement F is the most popular plan sold in Illinois. The following table shows how United Commercial Travelers stacks up with the competition.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
United Commercial Travelers$216.24None
☆☆☆☆☆
Liberty Bankers Life$111.70$25.00
☆☆☆☆☆
Unified Life$116.10None
☆☆☆☆☆
Americo Life$116.61None
☆☆☆☆☆
Thrivent$116.68$25.00
☆☆☆☆☆
Pan-American Life$116.76$25.00
☆☆☆☆☆
S.USA Life Insurance$117.49$25.00
☆☆☆☆☆
Renaissance Life$118.95$25.00
☆☆☆☆☆
Guarantee Trust Life$121.20$25.00
☆☆☆☆☆
Puritan Life$121.27$25.00
☆☆☆☆☆
Shenandoah Life$121.78$25.00
☆☆☆☆☆

Contact United Commercial Travelers Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:800-848-0123
Website:http://www.uct.org/financial-products-services/health-insurance/
Address:1801 Watermark Drive, Suite 100, Columbus, OH 43215

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

United Commercial Travelers Medicare Supplements are available to all Illinois beneficiaries, ages 65 and older, who have enrolled in both Medicare Part A and Part B.

If you are within your first six months of Medicare enrollment, you have guaranteed issue rights and cannot be turned down. United Commercial Travelers is required to issue the Medicare Supplement policy of your choice. So long as you make no material misrepresentations and pay your premiums, your policy cannot be canceled.

Availability

United Commercial Travelers services Medicare supplement insurance in Chicago, Naperville, Elgin, Aurora, Rockford, Joliet, Springfield, Peoria, Waukegan, Cicero, and most other Illinois cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare United Commercial Travelers Medigap plans in Illinois with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[1]Affiliate and Sales Agent Disclosure

Many of the plans featured on MedicareWire are offered through our trusted partner, HealthCompare Insurance Services, Inc., a licensed sales agency. HealthCompare may compensate us if you enroll in a plan through their services. Online enrollment services are provided by MedicareEnrollment.com, a HealthCompare affiliate.

Compensation does not influence our content, which is based on independent research. MedicareWire’s plan page content are reviewed annually for CMS compliance by licensed compliance officers from UnitedHealthcare, Humana, and Aetna. Read our full sales agent disclosure and how we make money.

[2] Trademark Notice

MedicareWire uses legal U.S. trademarks to identify and describe Medicare and other insurance products for shoppers. See our full trademark use disclosure.

[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

Previously, David served as Vice President of Global Systems at Sony Pictures Entertainment and Director of Systems and Networks at HealthNet, focusing on secure HMO and Medicare infrastructures. His military career includes serving as Command Chief at TACRON-11, earning multiple Navy Commendation Medals and other commendations.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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