On this page we help consumers: Compare United American Medicare Supplement Plans in Colorado with competing Medigap plans. Shop lowest prices on Medicare Plan F, G, N and more. Read our 5-star review of United American vs. Top Ten Competition.
What Medigap plans does United American offer in Colorado?
United American Insurance Company offers 10 different Medicare Supplement Plans in Colorado. Each lettered plan pays Medicare benefits differently (see Comparison Chart or check out our Review). Here they are at a glance:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
United American Medigap Plan Comparison Chart
The following Medicare Supplement Plans Comparison Chart shows what each United American Medigap plan covers:
REVIEW: United American Medicare Supplements in Colorado
United American scored 4.5 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in United American. Plus, they do not charge a policy fee. These are just a few reasons we recommend this carrier to seniors in Colorado. See the top 10 competition.
Here are the pros and cons from our analysis:
- Competitive Plan F premium.
- Superior financial strength.
- Over 25 years in the Medicare Supplements business.
- Offers the 5 most popular plans.
- No charge for writing the policy.
- Does not offer Medicare SELECT plans.
We reviewed United American's Medigap plan offering in Colorado versus all other carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We did not take into account rate increase history.
Competition vs. United American Plan F
Plan F is the most popular plan sold by United American in Colorado. The table below gives you an idea of rates by the top ten vs. United American.
Contact United American Medigap Sales
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about Medigap on the Wikipedia page and on WebMD.
Compare Plan Rates
The average Colorado senior compares three or more quotes before making an enrollment decision.
United American Medicare Supplements are available to all Colorado beneficiaries, ages 65 and older, who are enrolled in Medicare Part B. If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by United American. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
About this Review
This page presents an independent review of United American as a Medicare Supplement insurance carrier in Colorado as compared to all other carriers. MedicareWire provides this information for consumer educational purposes. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Medicare Supplement insurance, also known as Medigap insurance, must follow federal and state laws and does not work with any other type of health insurance, including Medicare Advantage Plans, employer/union group health coverage, Medicaid, Veterans Administration (VA) benefits, or TRICARE. Insurance companies, including United American, can only sell you a standardized Medigap policy identified by letters A through M. Each standardized policy must offer the same benefits, no matter which insurance company sells it. Cost is the primary difference between Medigap policies sold by different insurance companies.
Additional Information About Medicare Supplements
- What are Medicare Supplement Plans?
- How Much Do Medicare Supplement Plans Cost?
- Medicare Supplement Open Enrollment Period
- Medicare Advantage vs. Medicare Supplement
- Medicare Supplemental Insurance for Disabled Under 65
Additional Foot Notes
 Sample premium is for a 65 year old, non smoking, woman living in Colorado. The rate was accurate on date of publication. Rates change frequently and they are priced by county. You must contact a licensed agent to get a current rate for your situation.
 Review rating stars are derived from MedicareWire reviews on our Colorado Medigap Plan Reviews page. Visitors can go to our main directory page to compare Medicare supplement plans in other states.