Unified Life Medicare Supplement Plans, Maryland
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| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | B++ |
| A.M. Best Outlook: | Stable |
| S&P Rating: | |
| Established: | 2015 |
| NAIC Number: | 11121 |
| Policy Fee: | None |
Which Supplemental Medicare Plans Does Unified Life Offer in Maryland?
Unified Life Insurance Company offers 5 of the standardized Medigap policies in Maryland. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Unified Life's offering:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The table below outlines the coverage of each Unified Life Medicare Supplement:
REVIEW: Unified Life Medicare Supplements in Maryland
Unified Life scored 3.5 out of 5.0 based on our scoring method. Although they have less than 10 years experience servicing Medicare Supplements, Unified Life has a top 10 Plan F premium and a strong financial rating from A.M. Best. We also appreciate that they don't charge a policy fee. They might be relatively new in the business, but they are financially strong and have good rates, so we feel they are one of the better options for Maryland seniors. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Competitive Plan F premium.
- Good financial strength.
- No charge for writing the policy.
Cons
- Fewer than 5 years in the Medicare Supplements business.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
About This Review
We reviewed Unified Life's Medicare supplement plan offering in Maryland versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Competition vs. Unified Life Plan F
Medigap Plan F is the best selling plan sold in Maryland. Below you can compare Unified Life's starting rate on Plan F vs. their top ten competitors.
Contact Unified Life Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Unified Life supplemental Medicare insurance policies are available to all Medicare beneficiaries in Maryland at age 65. You must be enrolled in both Medicare Parts A and B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Unified Life. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Before choosing an insurance company, be sure to get the Unified Life Medicare Supplement rate increase history in Maryland. This is the best way to predict future rate increases.
Availability
Unified Life services Medicare supplement insurance in Baltimore, Columbia, College Park, Frederick, Rockville, Gaithersburg, Bowie, Hagerstown, Annapolis, Salisbury, Laurel, Bethesda, and most other Maryland cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Unified Life Medigap plans in Maryland with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?