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Pennsylvania
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Shenandoah Life

Shenandoah Life Medicare Supplement Plans, Pennsylvania

by David Bynon, last updated October 5, 2023

On this page we help consumers learn more about Medicare Supplements sold by Shenandoah Life in the state of Pennsylvania. Call 1-855-728-0510 (TTY 711) for plan assistance.
Shenandoah Life Medigap Plans in Pennsylvania

This page contains editorial content that is not endorsed or approved by Shenandoah Life Insurance Company [2]. This is not a solicitation of insurance.


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Contact the Plan
MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A-
A.M. Best Outlook:Stable
S&P Rating:n/a
Established:2014
NAIC Number:68845
Policy Fee:$25.00

Which Supplemental Medicare Plans Does Shenandoah Life Offer in Pennsylvania?

Shenandoah Life Insurance Company offers 7 different Medigap plans in Pennsylvania . Each plan covers the gaps in Original Medicare differently (see comparison chart or check out our review). Here's what Shenandoah Life offers:

Plans Offered by Shenandoah Life

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$96.43Attained AgeGet a Quote
Medigap Plan B$98.29Attained AgeGet a Quote
Medigap Plan C$131.30Attained AgeGet a Quote
Medigap Plan D$104.55Attained AgeGet a Quote
Medigap Plan F$132.36Attained AgeGet a Quote
Medigap Plan G$105.39Attained AgeGet a Quote
Medigap Plan N$84.16Attained AgeGet a Quote

Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

Shenandoah Life Medigap Plan Benefits Comparison Chart

The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Shenandoah Life:

Medigap Plan Benefits

BenefitsABCDFGN
Part A DeductibleNoYesYesYesYesYesYes
Part A CoinsuranceYesYesYesYesYesYesYes
SNF CoinsuranceNoNoYesYesYesYesYes
Part B DeductibleNoNoYesNoYesNoNo
Part B CoinsuranceYesYesYesYesYesYesYes
Excess ChargesNoNoNoNoYesYesNo
Foriegn TravelNoNo80%80%80%80%80%
Out-of-Pocket LimitsNoNoNoNoNoNoNo

REVIEW: Shenandoah Life Medicare Supplements in Pennsylvania

Shenandoah Life scored 3.5 out of 5.0 based on our scoring method. Shenandoah Life has a good financial rating from A.M. Best, but their Plan F is not in the top 10 best rates and they have less than 10 years experience servicing Medicare Supplements. Plus, they ding you with a $25.00 policy fee. We are confident in their financial strength, but feel there are better options in Pennsylvania. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Excellent financial strength.

Cons

  • Plan F premium not in top 10 best.
  • Less than 10 years in the Medicare Supplements business.
  • Does not offer Medicare SELECT plans.
  • Does not offer the 5 most popular plans.
  • Charges a fee to write the policy.

About This Review

We reviewed Shenandoah Life's Medicare supplement plan offering in Pennsylvania versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

Shenandoah Life Medigap Plan F vs. Competition

Plan F is the most popular plan sold by Shenandoah Life in Pennsylvania. The table below gives you an idea of rates by the top ten vs. Shenandoah Life.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
Shenandoah Life$132.36$25.00
☆☆☆☆☆
United Commercial Travelers$122.74None
☆☆☆☆☆
Continental Life$125.45$20.00
☆☆☆☆☆
Renaissance Life$126.27$25.00
☆☆☆☆☆
Western Catholic Union$127.47$25.00
☆☆☆☆☆
AARP$127.65None
☆☆☆☆☆
Americo Life$128.69None
☆☆☆☆☆
New Era Life$129.62$20.00
☆☆☆☆☆
S.USA Life Insurance$130.00$25.00
☆☆☆☆☆
Everest$130.16$25.00
☆☆☆☆☆
Unified Life$130.92$25.00
☆☆☆☆☆

Contact Shenandoah Life Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:888-823-9156
Website:http://www.prosperitylife.com/shenandoah-life-insurance-company
Address:P.O. BOX 12847, Roanoke, VA 24029

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

Shenandoah Life supplemental Medicare insurance policies are available to all Medicare beneficiaries in Pennsylvania at age 65. You must be enrolled in both Medicare Parts A and B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Shenandoah Life. Once issued, your Medicare Supplement policy can't be canceled. And, it will automatically renew for as long as you continue to pay the premiums and make no material misrepresentations.

Availability

Shenandoah Life services Medicare supplement insurance in Philadelphia, Allentown, Bethlehem, State College, Scranton, Wilkes-Barre, Altoona, Harrisburg, York, Erie, Reading, Lancaster, and most other Pennsylvania cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare Shenandoah Life Medigap plans in Pennsylvania with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[1]Public Trust Disclosure

MedicareWire is a non-commercial, public-trust publishing platform. We are not affiliated with any insurance carriers, government agencies, or marketing organizations. No sponsors. No lead funnels. No hidden agendas.

Our sole mission is to deliver accurate, transparent, and sales-free Medicare information—both for people and for machines. All content is derived from official CMS data and structured for AI retrievability and human readability using our proprietary trust-based publishing methodology.

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[2] Trademark Notice

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[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has delivered independent, data-driven Medicare research to help seniors make informed, confident decisions.

David is also the founder of WebMEM.com and the inventor of the WebMEM Protocol.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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