Philadelphia American Medicare Supplement Plans, Georgia
This page contains editorial content that is not endorsed or approved by Philadelphia American Life Insurance Co (a New Era company)[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | B++ |
| A.M. Best Outlook: | Stable |
| S&P Rating: | n/a |
| Established: | 2004 |
| NAIC Number: | 67784 |
| Policy Fee: | $20.00 |
Which Supplemental Medicare Plans Does Philadelphia American Offer in Georgia?
Philadelphia American Life Insurance Co (a New Era company) offers 4 of the standardized Medigap policies in Georgia. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Philadelphia American's offering:
Issue-Age Rated Medigap Plans: With an Issue Age rated plan your monthly premium is based on your age you're first issued coverage. For instance, if your get your policy at age 65 and your premium is $125, it may remain the same rate until age 72. However, you're age 72 when you enroll, your premium might start at $170, but would not increase based on by your age. Premiums will increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The following table shows what each Philadelphia American Medigap plan covers:
REVIEW: Philadelphia American Medicare Supplements in Georgia
Philadelphia American scored 3.0 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, Philadelphia American has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. Another slight negative is their $20.00 policy fee. This is a good carrier, but there are other good Medigap carriers with lower rates in Georgia. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Good financial strength.
- Over 15 years in the Medicare Supplements business.
Cons
- Plan F premium not in top 10 best.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Philadelphia American's Medicare supplement plan offering in Georgia versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Philadelphia American Medigap Plan F vs. Competition
Plan F is the most popular plan sold by Philadelphia American in Georgia. The table below gives you an idea of rates by the top ten vs. Philadelphia American.
Contact Philadelphia American Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Philadelphia American supplemental Medicare insurance policies are available to all Medicare beneficiaries in Georgia at age 65. You must be enrolled in both Medicare Parts A and B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Philadelphia American. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Before choosing an insurance company, be sure to get the Philadelphia American Medicare Supplement rate increase history in Georgia. This is the best way to predict future rate increases.
Availability
Philadelphia American services Medicare supplement insurance in Atlanta, Roswell, Augusta, Columbus, Savannah, Macon, Albany, Johns Creek, Warner Robins, Alpharetta, Marietta, Valdosta, Smyrna, and most other Georgia cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Philadelphia American Medigap plans in Georgia with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?