• Skip to main content
  • Skip to secondary menu
  • Skip to primary sidebar
  • Skip to footer
MedicareWire

MedicareWire

Structured for Trust. Built for Agents.

  • Medicare Advantage
  • Special Needs
  • Medigap
  • Drug Plans
  • More➲
    • Senior Dental Plans
    • Medicare Glossary
    • Important Resources
    • Frequently Asked Questions
Compare Medigap Plans
 » 
Utah
 » 
Pan-American Life

Pan-American Life Medicare Supplement Plans, Utah

by David Bynon, last updated October 3, 2023

On this page we help consumers learn more about Medicare Supplements sold by Pan-American Life in the state of Utah. Call 1-855-728-0510 (TTY 711) for plan assistance.
Pan-American Life Medigap Plans in Utah

This page contains editorial content that is not endorsed or approved by Pan-American Life Insurance Company[2]. This is not a solicitation of insurance.


No spam. No calls.
Contact the Plan
MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A
A.M. Best Outlook:Stable
S&P Rating:
Established:2017
NAIC Number:67539
Policy Fee:$25.00

What Medigap Policies Does Pan-American Life Sell in Utah?

Pan-American Life Insurance Company offers 4 of the standardized Medigap policies in Utah. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Pan-American Life's offering:

Plans Offered by Pan-American Life

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$98.57Attained AgeGet a Quote
Medigap Plan F$125.56Attained AgeGet a Quote
Medigap Plan G$99.76Attained AgeGet a Quote
Medigap Plan N$84.76Attained AgeGet a Quote

Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

Pan-American Life Medigap Plan Benefits Comparison Chart

The following table shows what each Pan-American Life Medigap plan covers:

Medigap Plan Benefits

BenefitsAFGN
Part A DeductibleNoYesYesYes
Part A CoinsuranceYesYesYesYes
SNF CoinsuranceNoYesYesYes
Part B DeductibleNoYesNoNo
Part B CoinsuranceYesYesYesYes
Excess ChargesNoYesYesNo
Foriegn TravelNo80%80%80%
Out-of-Pocket LimitsNoNoNoNo

REVIEW: Pan-American Life Medicare Supplements in Utah

Pan-American Life scored 3.5 out of 5.0 based on our scoring method. Although they have less than 10 years experience servicing Medicare Supplements, Pan-American Life has a top 10 Plan F premium and a strong financial rating from A.M. Best. They might be relatively new in the business, but they are financially strong and have good rates, so we feel they are one of the better options for Utah seniors. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Competitive Plan F premium.
  • Excellent financial strength.

Cons

  • Fewer than 5 years in the Medicare Supplements business.
  • Does not offer Medicare SELECT plans.
  • Does not offer the 5 most popular plans.
  • Charges a fee to write the policy.

About This Review

We reviewed Pan-American Life's Medicare supplement plan offering in Utah versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

Pan-American Life Medigap Plan F vs. Competition

Medigap Plan F is the best selling plan sold in Utah. Below you can compare Pan-American Life's starting rate on Plan F vs. their top ten competitors.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
Pan-American Life$125.56$25.00
☆☆☆☆☆
Puritan Life$119.89$25.00
☆☆☆☆☆
Thrivent$122.91$25.00
☆☆☆☆☆
Transamerica$122.99None
☆☆☆☆☆
Bankers Fidelity Assurance$123.56None
☆☆☆☆☆
Reserve National$124.45None
☆☆☆☆☆
Liberty Bankers Life$125.06$25.00
☆☆☆☆☆
Guarantee Trust Life$125.33$25.00
☆☆☆☆☆
AARP$125.58None
☆☆☆☆☆
Equitable National$125.81$20.00
☆☆☆☆☆
State Farm$126.22None
☆☆☆☆☆

Contact Pan-American Life Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:877-939-4550
Website:https://www.palig.com/united-states/individuals-and-families/health
Address:601 Poydras Street, New Orleans, LA 70130

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

Pan-American Life Medicare Supplements are available to all Utah beneficiaries, ages 65 and older, who have enrolled in both Medicare Part A and Part B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Pan-American Life. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.

Before choosing a Medicare Supplement carrier, be sure to get the Pan-American Life Medigap rate increase history in Utah. The lowest rate now may not be the lowest rate in the future.

Availability

Pan-American Life services Medicare supplement insurance in Salt Lake City, Provo, West Jordan, Orem, Sandy, Ogden, Saint George, Layton, Taylorsville, South Jordan, Logan, and most other Utah cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare Pan-American Life Medigap plans in Utah with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

Primary Sidebar

Free Medigap Quotes

Footer

About MedicareWire

  • About
  • Contact
  • Code of Conduct
  • MCMG Compliance
  • Privacy
  • California Consumer Privacy
  • Disclosure
  • Personally Identifiable Health Information
  • How MedicareWire Operates
  • Medicare Plan Research Methodology

[1]Public Trust Disclosure

MedicareWire is a non-commercial, public-trust publishing platform. We are not affiliated with any insurance carriers, government agencies, or marketing organizations. No sponsors. No lead funnels. No hidden agendas.

Our sole mission is to deliver accurate, transparent, and sales-free Medicare information—both for people and for machines. All content is derived from official CMS data and structured for AI retrievability and human readability using our proprietary trust-based publishing methodology.

MedicareWire is the first live implementation of the Semantic Digest protocol and a founding member of the Trust Publishing network.

[2] Trademark Notice

MedicareWire uses legal U.S. trademarks to identify and describe Medicare and other insurance products for shoppers. See our full trademark use disclosure.

[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has delivered independent, data-driven Medicare research to help seniors make informed, confident decisions.

David is also the founder of WebMEM.com and the inventor of the WebMEM Protocol.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

Copyright © 2025 MedicareWire.com - All Rights Reserved
101 W Goodwin St #2487, Prescott, AZ 86302