Oxford Life Medicare Supplement Plans, Iowa
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| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A- |
| A.M. Best Outlook: | Stable |
| S&P Rating: | A-- |
| Established: | 1999 |
| NAIC Number: | 76112 |
| Policy Fee: | $15.00 |
What Medigap Policies Does Oxford Life Sell in Iowa?
Oxford Life Insurance Company offers 4 of the standardized Medigap policies in Iowa. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Oxford Life's offering:
Issue-Age Rated Medigap Plans: With an Issue Age rated plan your monthly premium is based on your age you're first issued coverage. For instance, if your get your policy at age 65 and your premium is $125, it may remain the same rate until age 72. However, you're age 72 when you enroll, your premium might start at $170, but would not increase based on by your age. Premiums will increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Oxford Life:
REVIEW: Oxford Life Medicare Supplements in Iowa
Oxford Life scored 3.0 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, Oxford Life has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. Another slight negative is their $15.00 policy fee. This is a good carrier, but there are other good Medigap carriers with lower rates in Iowa. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Excellent financial strength.
- More than 20 years in the Medicare Supplements business.
Cons
- Uncompetitive Plan F premium.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Oxford Life's Medicare supplement plan offering in Iowa versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Oxford Life Medicare Supplement Plan F Compared to Top Ten
Medicare Supplement F is the most popular plan sold in Iowa. The following table shows how Oxford Life stacks up with the competition.
Contact Oxford Life Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Oxford Life supplemental Medicare insurance policies are available to all Medicare beneficiaries in Iowa at age 65. You must be enrolled in both Medicare Parts A and B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Oxford Life. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Before choosing a Medicare Supplement carrier, be sure to get the Oxford Life Medigap rate increase history in Iowa. The lowest rate now may not be the lowest rate in the future.
Availability
Oxford Life services Medicare supplement insurance in Des Moines, Cedar Rapids, Davenport, Sioux City, Iowa City, Waterloo, Council Bluffs, Ames, Dubuquq, Ankeny, and most other Iowa cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Oxford Life Medigap plans in Iowa with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?