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West Virginia
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National General

National General Medicare Supplement Plans, West Virginia

by David Bynon, last updated October 3, 2023

On this page we help consumers learn more about Medicare Supplements sold by National General in the state of West Virginia. Call 1-855-728-0510 (TTY 711) for plan assistance.
National General Medigap Plans in West Virginia

This page contains editorial content that is not endorsed or approved by National General Accident & Health[2]. This is not a solicitation of insurance.


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MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A-
A.M. Best Outlook:Stable
S&P Rating:N/A
Established:1965
NAIC Number:82538
Policy Fee:$25.00

Which Supplemental Medicare Plans Does National General Offer in West Virginia?

National General Accident & Health sells 5 Medicare supplements in West Virginia. Each lettered plan pays Medicare benefits differently (see comparison chart or check out our review). Here they are at a glance:

Plans Offered by National General

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$95.42Attained AgeGet a Quote
Medigap Plan F$126.00Attained AgeGet a Quote
Medigap Plan F (HD)$39.08Attained AgeGet a Quote
Medigap Plan G$99.58Attained AgeGet a Quote
Medigap Plan N$84.00Attained AgeGet a Quote

Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

National General Medigap Plan Benefits Comparison Chart

The table below outlines the coverage of each National General Medicare Supplement:

Medigap Plan Benefits

BenefitsAFGF (HD)N
Part A DeductibleNoYesYesYesYes
Part A CoinsuranceYesYesYesYesYes
SNF CoinsuranceNoYesYesYesYes
Part B DeductibleNoYesNoYesNo
Part B CoinsuranceYesYesYesYesYes
Excess ChargesNoYesYesYesNo
Foriegn TravelNo80%80%80%80%
Out-of-Pocket LimitsNoNoNoNoNo

REVIEW: National General Medicare Supplements in West Virginia

National General scored 3.5 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in National General. These are just a few reasons we recommend this carrier to seniors in West Virginia. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Competitive Plan F premium.
  • Excellent financial strength.
  • Over 25 years in the Medicare Supplements business.

Cons

  • Does not offer Medicare SELECT plans.
  • Does not offer the 5 most popular plans.
  • Charges a fee to write the policy.

About This Review

We reviewed National General's Medicare supplement plan offering in West Virginia versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

Competition vs. National General Plan F

Medigap Plan F is the best selling plan sold in West Virginia. Below you can compare National General's starting rate on Plan F vs. their top ten competitors.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
National General$126.00$25.00
☆☆☆☆☆
Guarantee Trust Life$114.75$25.00
☆☆☆☆☆
S.USA Life Insurance$115.67None
☆☆☆☆☆
Thrivent$121.11None
☆☆☆☆☆
Equitable National$122.55None
☆☆☆☆☆
Liberty Bankers Life$123.64$25.00
☆☆☆☆☆
Western Catholic Union$124.80None
☆☆☆☆☆
Bankers Fidelity Assurance$125.66$25.00
☆☆☆☆☆
National Guardian Life$127.75None
☆☆☆☆☆
AARP$128.98None
☆☆☆☆☆
Combined Insurance$129.84None
☆☆☆☆☆

Contact National General Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:888-781-0585
Website:https://ngah-ngic.com/medicare-supplement.php
Address:P.O Box 24279, Winston-Salem, NC 27114

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

National General supplemental Medicare insurance policies are available to all Medicare beneficiaries in West Virginia at age 65. You must be enrolled in both Medicare Parts A and B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by National General. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.

Before choosing an insurance company, be sure to get the National General Medicare Supplement rate increase history in West Virginia. This is the best way to predict future rate increases.

Availability

National General services Medicare supplement insurance in Charleston, Huntington, Parkersburg, Morgantown, Wheeling, and most other West Virginia cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare National General Medigap plans in West Virginia with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[1]Public Trust Disclosure

MedicareWire is a non-commercial, public-trust publishing platform. We are not affiliated with any insurance carriers, government agencies, or marketing organizations. No sponsors. No lead funnels. No hidden agendas.

Our sole mission is to deliver accurate, transparent, and sales-free Medicare information—both for people and for machines. All content is derived from official CMS data and structured for AI retrievability and human readability using our proprietary trust-based publishing methodology.

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[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has delivered independent, data-driven Medicare research to help seniors make informed, confident decisions.

David is also the founder of TrustPublishing.com and the inventor of the Memory-First Publishing and Semantic Digest protocols.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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