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MassMutual

MassMutual Medicare Supplement Plans, Montana

by David Bynon, last updated October 5, 2023

On this page we help consumers learn more about Medicare Supplements sold by MassMutual in the state of Montana. Call 1-855-728-0510 (TTY 711) for plan assistance.
MassMutual Medigap Plans in Montana

This page contains editorial content that is not endorsed or approved by Massachusetts Mutual Life Insurance Company[2]. This is not a solicitation of insurance.


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Contact the Plan
MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A++
A.M. Best Outlook:Stable
S&P Rating:AA+
Established:Unknown
NAIC Number:65935
Policy Fee:None

What Medigap Policies Does MassMutual Sell in Montana?

Massachusetts Mutual Life Insurance Company sells 4 Medicare supplements in Montana. Each lettered plan pays Medicare benefits differently (see comparison chart or check out our review). Here they are at a glance:

Plans Offered by MassMutual

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$105.67Attained AgeGet a Quote
Medigap Plan F$130.25Attained AgeGet a Quote
Medigap Plan G$104.24Attained AgeGet a Quote
Medigap Plan N$89.98Attained AgeGet a Quote

Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

The following table shows what each MassMutual Medigap plan covers:

Medigap Plan Benefits

BenefitsAFGN
Part A DeductibleNoYesYesYes
Part A CoinsuranceYesYesYesYes
SNF CoinsuranceNoYesYesYes
Part B DeductibleNoYesNoNo
Part B CoinsuranceYesYesYesYes
Excess ChargesNoYesYesNo
Foriegn TravelNo80%80%80%
Out-of-Pocket LimitsNoNoNoNo

REVIEW: MassMutual Medicare Supplements in Montana

MassMutual scored 4.5 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in MassMutual. Plus, they do not charge a policy fee. These are just a few reasons we recommend this carrier to seniors in Montana. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Highly competitive Plan F premium.
  • Superior financial strength.
  • Over 25 years in the Medicare Supplements business.
  • No charge for writing the policy.

Cons

  • Does not offer Medicare SELECT plans.
  • Does not offer the 5 most popular plans.

About This Review

We reviewed MassMutual's Medicare supplement plan offering in Montana versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

MassMutual Medicare Supplement Plan F Compared to Top Ten

Medicare Supplement F is the most popular plan sold in Montana. The following table shows how MassMutual stacks up with the competition.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
MassMutual$130.25None
☆☆☆☆☆
S.USA Life Insurance$123.64$25.00
☆☆☆☆☆
Transamerica$128.33None
☆☆☆☆☆
Reserve National$129.30None
☆☆☆☆☆
Americo Life$131.33None
☆☆☆☆☆
Thrivent$131.81None
☆☆☆☆☆
GPM Health and Life$133.19$25.00
☆☆☆☆☆
Liberty Bankers Life$133.43$25.00
☆☆☆☆☆
Western United Life$134.75$25.00
☆☆☆☆☆
Globe Life$135.00None
☆☆☆☆☆
AARP$135.60None
☆☆☆☆☆

Contact MassMutual Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:888-540-5613
Website:https://www.massmutual.com/insurance/medicare-supplement-insurance
Address:, ,

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

MassMutual Medicare Supplements are available to all Montana beneficiaries, ages 65 and older, who have enrolled in both Medicare Part A and Part B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by MassMutual. Once issued, your Medicare Supplement policy can't be canceled. And, it will automatically renew for as long as you continue to pay the premiums and make no material misrepresentations.

Before choosing an insurance company, be sure to get the MassMutual Medicare Supplement rate increase history in Montana. This is the best way to predict future rate increases.

Availability

MassMutual services Medicare supplement insurance in Billings, Missoula, Great Falls, Bozeman, Butte, Helena, and most other Montana cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare MassMutual Medigap plans in Montana with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[1]Public Trust Disclosure

MedicareWire is a non-commercial, public-trust publishing platform. We are not affiliated with any insurance carriers, government agencies, or marketing organizations. No sponsors. No lead funnels. No hidden agendas.

Our sole mission is to deliver accurate, transparent, and sales-free Medicare information—both for people and for machines. All content is derived from official CMS data and structured for AI retrievability and human readability using our proprietary trust-based publishing methodology.

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[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has delivered independent, data-driven Medicare research to help seniors make informed, confident decisions.

David is also the founder of WebMEM.com and the inventor of the WebMEM Protocol.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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