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MassMutual

MassMutual Medicare Supplement Plans, Maryland

by David Bynon, last updated October 5, 2023

On this page we help consumers learn more about Medicare Supplements sold by MassMutual in the state of Maryland. Call 1-855-728-0510 (TTY 711) for plan assistance.
MassMutual Medigap Plans in Maryland

This page contains editorial content that is not endorsed or approved by Massachusetts Mutual Life Insurance Company[2]. This is not a solicitation of insurance.


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MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A++
A.M. Best Outlook:Stable
S&P Rating:AA+
Established:Unknown
NAIC Number:65935
Policy Fee:None

What Medicare Supplements does MassMutual Offer in Maryland?

Massachusetts Mutual Life Insurance Company offers 4 of the standardized Medigap policies in Maryland. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at MassMutual's offering:

Plans Offered by MassMutual

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$274.91Attained AgeGet a Quote
Medigap Plan F$162.68Attained AgeGet a Quote
Medigap Plan G$130.20Attained AgeGet a Quote
Medigap Plan N$112.38Attained AgeGet a Quote

Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

The table below outlines the coverage of each MassMutual Medicare Supplement:

Medigap Plan Benefits

BenefitsAFGN
Part A DeductibleNoYesYesYes
Part A CoinsuranceYesYesYesYes
SNF CoinsuranceNoYesYesYes
Part B DeductibleNoYesNoNo
Part B CoinsuranceYesYesYesYes
Excess ChargesNoYesYesNo
Foriegn TravelNo80%80%80%
Out-of-Pocket LimitsNoNoNoNo

REVIEW: MassMutual Medicare Supplements in Maryland

MassMutual scored 4.0 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in MassMutual. Plus, they do not charge a policy fee. These are just a few reasons we recommend this carrier to seniors in Maryland. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Competitive Plan F premium.
  • Superior financial strength.
  • Over 25 years in the Medicare Supplements business.
  • No charge for writing the policy.

Cons

  • Does not offer Medicare SELECT plans.
  • Does not offer the 5 most popular plans.

About This Review

We reviewed MassMutual's Medicare supplement plan offering in Maryland versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

Competition vs. MassMutual Plan F

Medicare Supplement F is the most popular plan sold in Maryland. The following table shows how MassMutual stacks up with the competition.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
MassMutual$162.68None
☆☆☆☆☆
AARP$148.59None
☆☆☆☆☆
Thrivent$151.10$25.00
☆☆☆☆☆
Cigna$153.22None
☆☆☆☆☆
Equitable National$158.96$20.00
☆☆☆☆☆
CareFirst BlueCross BlueShield$159.70None
☆☆☆☆☆
Bankers Fidelity$161.54$25.00
☆☆☆☆☆
Unified Life$163.24$25.00
☆☆☆☆☆
Western Catholic Union$163.37$25.00
☆☆☆☆☆
Liberty Bankers Life$163.58$25.00
☆☆☆☆☆
Aetna$163.93$20.00
☆☆☆☆☆

Contact MassMutual Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:888-540-5613
Website:https://www.massmutual.com/insurance/medicare-supplement-insurance
Address:, ,

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

MassMutual Medigap plans are available to all Maryland Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by MassMutual. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.

Before choosing an insurance company, be sure to get the MassMutual Medicare Supplement rate increase history in Maryland. This is the best way to predict future rate increases.

Availability

MassMutual services Medicare supplement insurance in Baltimore, Columbia, College Park, Frederick, Rockville, Gaithersburg, Bowie, Hagerstown, Annapolis, Salisbury, Laurel, Bethesda, and most other Maryland cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare MassMutual Medigap plans in Maryland with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[1]Affiliate and Sales Agent Disclosure

Many of the plans featured on MedicareWire are offered through our trusted partner, HealthCompare Insurance Services, Inc., a licensed sales agency. HealthCompare may compensate us if you enroll in a plan through their services. Online enrollment services are provided by MedicareEnrollment.com, a HealthCompare affiliate.

Compensation does not influence our content, which is based on independent research. MedicareWire’s plan page content are reviewed annually for CMS compliance by licensed compliance officers from UnitedHealthcare, Humana, and Aetna. Read our full sales agent disclosure and how we make money.

[2] Trademark Notice

MedicareWire uses legal U.S. trademarks to identify and describe Medicare and other insurance products for shoppers. See our full trademark use disclosure.

[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

Previously, David served as Vice President of Global Systems at Sony Pictures Entertainment and Director of Systems and Networks at HealthNet, focusing on secure HMO and Medicare infrastructures. His military career includes serving as Command Chief at TACRON-11, earning multiple Navy Commendation Medals and other commendations.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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