Loyal Christian Medicare Supplement Plans, New Jersey
This page contains editorial content that is not endorsed or approved by Loyal Christian Benefit Association[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | n/a |
| A.M. Best Outlook: | - |
| S&P Rating: | n/a |
| Established: | 2014 |
| NAIC Number: | 56758 |
| Policy Fee: | $25.00 |
What Medigap Policies Does Loyal Christian Sell in New Jersey?
Loyal Christian Benefit Association sells 5 Medicare supplements in New Jersey. Each lettered plan pays Medicare benefits differently (see comparison chart or check out our review). Here they are at a glance:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The following table shows what each Loyal Christian Medigap plan covers:
REVIEW: Loyal Christian Medicare Supplements in New Jersey
Loyal Christian scored 3.0 out of 5.0 based on our scoring method. Loyal Christian has priced their Plan F out of the top 10 in New Jersey, they have been in the Medicare Supplements business less than 10 years, and their A.M. Best financial rating is unknown or not great. Another negative is their policy fee. For these reasons we cannot recommend this carrier. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- None.
Cons
- Uncompetitive Plan F premium.
- Unknown financial strength (no A.M. Best rating).
- Less than 10 years in the Medicare Supplements business.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Loyal Christian's Medicare supplement plan offering in New Jersey versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Loyal Christian Medicare Supplement Plan F Compared to Top Ten
Medicare Supplement F is the most popular plan sold in New Jersey. The following table shows how Loyal Christian stacks up with the competition.
Contact Loyal Christian Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Loyal Christian supplemental Medicare insurance policies are available to all Medicare beneficiaries in New Jersey at age 65. You must be enrolled in both Medicare Parts A and B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Loyal Christian. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Before choosing a Medicare Supplement carrier, be sure to get the Loyal Christian Medigap rate increase history in New Jersey. The lowest rate now may not be the lowest rate in the future.
Availability
Loyal Christian services Medicare supplement insurance in Newark, Jersey City, Camden, Paterson, Elizabeth, Edison, Woodbridge, Lakewood, Toms River, Hamilton, Trenton, Clifton, Cherry Hill, Passaic, Middletown, Union City, Old Bridge, Gloucester City, East Orange, Bayonne, Franklin, North Bergen, Vineland, Union, Piscataway, New Brunswick, Wayne, Irvington, Parsippany, and most other New Jersey cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Loyal Christian Medigap plans in New Jersey with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?