Loyal American Medicare Supplement Plans, Washington
This page contains editorial content that is not endorsed or approved by Loyal American Life Insurance Company (by Cigna)[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A- |
| A.M. Best Outlook: | Stable |
| S&P Rating: | n/a |
| Established: | 2005 |
| NAIC Number: | 65722 |
| Policy Fee: | $20.00 |
What Medigap Policies Does Loyal American Sell in Washington?
Loyal American Life Insurance Company (by Cigna) offers 4 of the standardized Medigap policies in Washington. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Loyal American's offering:
Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Loyal American:
REVIEW: Loyal American Medicare Supplements in Washington
Loyal American scored 3.5 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in Loyal American. These are just a few reasons we recommend this carrier to seniors in Washington. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Competitive Plan F premium.
- Excellent financial strength.
- More than 10 years in the Medicare Supplements business.
Cons
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Loyal American's Medicare supplement plan offering in Washington versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Competition vs. Loyal American Plan F
Plan F is the most popular plan sold by Loyal American in Washington. The table below gives you an idea of rates by the top ten vs. Loyal American.
Contact Loyal American Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Loyal American Medicare Supplements are available to all Washington beneficiaries, ages 65 and older, who have enrolled in both Medicare Part A and Part B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Loyal American. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Availability
Loyal American services Medicare supplement insurance in Seattle, Spokane, Tacoma, Vancouver, Bellevue, Kent, Everett, Renton, Yakima, Bellingham, Kennewick, Auburn, Pasco, Marysville, Lakewood, Redmond, Shoreline, Kirkland, Richland, Olympia, and most other Washington cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Loyal American Medigap plans in Washington with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?