Loyal American Medicare Supplement Plans, Vermont
This page contains editorial content that is not endorsed or approved by Loyal American Life Insurance Company (by Cigna)[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A- |
| A.M. Best Outlook: | Stable |
| S&P Rating: | n/a |
| Established: | 2005 |
| NAIC Number: | 65722 |
| Policy Fee: | $20.00 |
Which Supplemental Medicare Plans Does Loyal American Offer in Vermont?
Loyal American Life Insurance Company (by Cigna) offers 4 different Medigap plans in Vermont . Each plan covers the gaps in Original Medicare differently (see comparison chart or check out our review). Here's what Loyal American offers:
Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Loyal American:
REVIEW: Loyal American Medicare Supplements in Vermont
Loyal American scored 3.5 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in Loyal American. These are just a few reasons we recommend this carrier to seniors in Vermont. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Highly competitive Plan F premium.
- Excellent financial strength.
- More than 10 years in the Medicare Supplements business.
Cons
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Loyal American's Medicare supplement plan offering in Vermont versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Loyal American Medigap Plan F vs. Competition
Medigap Plan F is the best selling plan sold in Vermont. Below you can compare Loyal American's starting rate on Plan F vs. their top ten competitors.
Contact Loyal American Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Loyal American Medigap plans are available to all Vermont Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.
If you are within your first six months of Medicare enrollment, you have guaranteed issue rights and cannot be turned down. Loyal American is required to issue the Medicare Supplement policy of your choice. So long as you make no material misrepresentations and pay your premiums, your policy cannot be canceled.
Before choosing a Medicare Supplement carrier, be sure to get the Loyal American Medigap rate increase history in Vermont. The lowest rate now may not be the lowest rate in the future.
Availability
Loyal American services Medicare supplement insurance in Burlington, Essex, South Burlington, Colchester, Rutland, Montpelier, and most other Vermont cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Loyal American Medigap plans in Vermont with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?