Loyal American Medicare Supplement Plans, Oregon
This page contains editorial content that is not endorsed or approved by Loyal American Life Insurance Company (by Cigna)[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A- |
| A.M. Best Outlook: | Stable |
| S&P Rating: | n/a |
| Established: | 2005 |
| NAIC Number: | 65722 |
| Policy Fee: | $20.00 |
Which Supplemental Medicare Plans Does Loyal American Offer in Oregon?
Loyal American Life Insurance Company (by Cigna) offers 7 different Medigap plans in Oregon . Each plan covers the gaps in Original Medicare differently (see comparison chart or check out our review). Here's what Loyal American offers:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Loyal American:
REVIEW: Loyal American Medicare Supplements in Oregon
Loyal American scored 3.5 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in Loyal American. These are just a few reasons we recommend this carrier to seniors in Oregon. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Competitive Plan F premium.
- Excellent financial strength.
- More than 10 years in the Medicare Supplements business.
Cons
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Loyal American's Medicare supplement plan offering in Oregon versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Loyal American Medicare Supplement Plan F Compared to Top Ten
Medicare Supplement F is the most popular plan sold in Oregon. The following table shows how Loyal American stacks up with the competition.
Contact Loyal American Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Loyal American Medigap plans are available to all Oregon Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Loyal American. Once issued, your Medicare Supplement policy can't be canceled. And, it will automatically renew for as long as you continue to pay the premiums and make no material misrepresentations.
Before choosing a Medicare Supplement carrier, be sure to get the Loyal American Medigap rate increase history in Oregon. The lowest rate now may not be the lowest rate in the future.
Availability
Loyal American services Medicare supplement insurance in Portland, Hillsboro, Eugene, Salem, Gresham, Beaverton, Bend, Medford, Springfield, Corvallis, Albany, and most other Oregon cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Loyal American Medigap plans in Oregon with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?