Horizon Blue Cross and Blue Shield Medicare Supplement Plans, New Jersey
This page contains editorial content that is not endorsed or approved by Horizon Blue Cross and Blue Shield of New Jersey[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | n/a |
| A.M. Best Outlook: | - |
| S&P Rating: | A |
| Established: | 1966 |
| NAIC Number: | 55069 |
| Policy Fee: | None |
What Medicare Supplements does Horizon Blue Cross and Blue Shield Offer in New Jersey?
Horizon Blue Cross and Blue Shield of New Jersey sells 6 Medicare supplements in New Jersey. Each lettered plan pays Medicare benefits differently (see comparison chart or check out our review). Here they are at a glance:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The table below outlines the coverage of each Horizon Blue Cross and Blue Shield Medicare Supplement:
REVIEW: Horizon Blue Cross and Blue Shield Medicare Supplements in New Jersey
Horizon Blue Cross and Blue Shield scored 3.5 out of 5.0 based on our scoring method. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Over 25 years in the Medicare Supplements business.
- No charge for writing the policy.
Cons
- Uncompetitive Plan F premium.
- Unknown financial strength (no A.M. Best rating).
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
About This Review
We reviewed Horizon Blue Cross and Blue Shield's Medicare supplement plan offering in New Jersey versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Horizon Blue Cross and Blue Shield Medicare Supplement Plan F Compared to Top Ten
Medicare Supplement F is the most popular plan sold in New Jersey. The following table shows how Horizon Blue Cross and Blue Shield stacks up with the competition.
Contact Horizon Blue Cross and Blue Shield Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Horizon Blue Cross and Blue Shield of New Jersey Medigap plans are available to all New Jersey Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.
If you are within your first six months of Medicare enrollment, you have guaranteed issue rights and cannot be turned down. Horizon Blue Cross and Blue Shield is required to issue the Medicare Supplement policy of your choice. So long as you make no material misrepresentations and pay your premiums, your policy cannot be canceled.
Availability
Horizon Blue Cross and Blue Shield of New Jersey services Medicare supplement insurance in Newark, Jersey City, Camden, Paterson, Elizabeth, Edison, Woodbridge, Lakewood, Toms River, Hamilton, Trenton, Clifton, Cherry Hill, Passaic, Middletown, Union City, Old Bridge, Gloucester City, East Orange, Bayonne, Franklin, North Bergen, Vineland, Union, Piscataway, New Brunswick, Wayne, Irvington, Parsippany, and most other New Jersey cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Horizon Blue Cross and Blue Shield of New Jersey Medigap plans in New Jersey with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?