Highmark Blue Cross Blue Shield Medicare Supplement Plans, West Virginia
This page contains editorial content that is not endorsed or approved by Highmark Blue Cross Blue Shield West Virginia[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A- |
| A.M. Best Outlook: | Stable |
| S&P Rating: | A- |
| Established: | 1966 |
| NAIC Number: | 54828 |
| Policy Fee: | None |
Which Supplemental Medicare Plans Does Highmark Blue Cross Blue Shield Offer in West Virginia?
Highmark Blue Cross Blue Shield West Virginia sells 14 Medicare supplements in West Virginia. Each lettered plan pays Medicare benefits differently (see comparison chart or check out our review). Here they are at a glance:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The following table shows what each Highmark Blue Cross Blue Shield Medigap plan covers:
REVIEW: Highmark Blue Cross Blue Shield Medicare Supplements in West Virginia
Highmark Blue Cross Blue Shield scored 4.5 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, Highmark Blue Cross Blue Shield has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. This is a good carrier, but there are other good Medigap carriers with lower rates in West Virginia. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Excellent financial strength.
- Over 25 years in the Medicare Supplements business.
- Offers the 5 most popular plans.
- No charge for writing the policy.
Cons
- Uncompetitive Plan F premium.
- Does not offer Medicare SELECT plans.
About This Review
We reviewed Highmark Blue Cross Blue Shield 's Medicare supplement plan offering in West Virginia versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Competition vs. Highmark Blue Cross Blue Shield Plan F
Medicare Supplement F is the most popular plan sold in West Virginia. The following table shows how Highmark Blue Cross Blue Shield stacks up with the competition.
Contact Highmark Blue Cross Blue Shield Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Highmark Blue Cross Blue Shield West Virginia Medicare Supplements are available to all West Virginia beneficiaries, ages 65 and older, who have enrolled in both Medicare Part A and Part B.
If you are within your first six months of Medicare enrollment, you have guaranteed issue rights and cannot be turned down. Highmark Blue Cross Blue Shield is required to issue the Medicare Supplement policy of your choice. So long as you make no material misrepresentations and pay your premiums, your policy cannot be canceled.
Before choosing an insurance company, be sure to get the Highmark Blue Cross Blue Shield Medicare Supplement rate increase history in West Virginia. This is the best way to predict future rate increases.
Availability
Highmark Blue Cross Blue Shield West Virginia services Medicare supplement insurance in Charleston, Huntington, Parkersburg, Morgantown, Wheeling, and most other West Virginia cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Highmark Blue Cross Blue Shield West Virginia Medigap plans in West Virginia with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?