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Pennsylvania
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Highmark Blue Cross Blue Shield

Highmark Blue Cross Blue Shield Medicare Supplement Plans, Pennsylvania

by David Bynon, last updated October 5, 2023

On this page we help consumers learn more about Medicare Supplements sold by Highmark Blue Cross Blue Shield in the state of Pennsylvania. Call 1-855-728-0510 (TTY 711) for plan assistance.
Highmark Blue Cross Blue Shield Medigap Plans in Pennsylvania

This page contains editorial content that is not endorsed or approved by Highmark Blue Cross Blue Shield[2]. This is not a solicitation of insurance.


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Contact the Plan
MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A-
A.M. Best Outlook:Stable
S&P Rating:A
Established:1966
NAIC Number:54771
Policy Fee:None

What Medicare Supplements does Highmark Blue Cross Blue Shield Offer in Pennsylvania?

Highmark Blue Cross Blue Shield sells 16 Medicare supplements in Pennsylvania. Each lettered plan pays Medicare benefits differently (see comparison chart or check out our review). Here they are at a glance:

Plans Offered by Highmark Blue Cross Blue Shield

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$108.40Attained AgeGet a Quote
Medigap Plan B$110.90Attained AgeGet a Quote
Medigap Plan C$149.65Attained AgeGet a Quote
Medigap Plan D$120.70Attained AgeGet a Quote
Medigap Plan F$149.95Attained AgeGet a Quote
Medigap Plan F (HD)$76.45Attained AgeGet a Quote
Medigap Plan G$121.00Attained AgeGet a Quote
Medigap Plan N$109.05Attained AgeGet a Quote

Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

Highmark Blue Cross Blue Shield Medigap Plan Benefits Comparison Chart

The table below outlines the coverage of each Highmark Blue Cross Blue Shield Medicare Supplement:

Medigap Plan Benefits

BenefitsAABBCCDDFFGGF (HD)F (HD)NN
Part A DeductibleNoNoYesYesYesYesYesYesYesYesYesYesYesYesYesYes
Part A CoinsuranceYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYes
SNF CoinsuranceNoNoNoNoYesYesYesYesYesYesYesYesYesYesYesYes
Part B DeductibleNoNoNoNoYesYesNoNoYesYesNoNoYesYesNoNo
Part B CoinsuranceYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYes
Excess ChargesNoNoNoNoNoNoNoNoYesYesYesYesYesYesNoNo
Foriegn TravelNoNoNoNo80%80%80%80%80%80%80%80%80%80%80%80%
Out-of-Pocket LimitsNoNoNoNoNoNoNoNoNoNoNoNoNoNoNoNo

REVIEW: Highmark Blue Cross Blue Shield Medicare Supplements in Pennsylvania

Highmark Blue Cross Blue Shield scored 4.5 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, Highmark Blue Cross Blue Shield has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. This is a good carrier, but there are other good Medigap carriers with lower rates in Pennsylvania. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Excellent financial strength.
  • Over 25 years in the Medicare Supplements business.
  • Offers the 5 most popular plans.
  • No charge for writing the policy.

Cons

  • Uncompetitive Plan F premium.
  • Does not offer Medicare SELECT plans.

About This Review

We reviewed Highmark Blue Cross Blue Shield's Medicare supplement plan offering in Pennsylvania versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

Highmark Blue Cross Blue Shield Medicare Supplement Plan F Compared to Top Ten

Medigap Plan F is the best selling plan sold in Pennsylvania. Below you can compare Highmark Blue Cross Blue Shield's starting rate on Plan F vs. their top ten competitors.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
Highmark Blue Cross Blue Shield$149.95None
☆☆☆☆☆
United Commercial Travelers$122.74None
☆☆☆☆☆
Continental Life$125.45$20.00
☆☆☆☆☆
Renaissance Life$126.27$25.00
☆☆☆☆☆
Western Catholic Union$127.47$25.00
☆☆☆☆☆
AARP$127.65None
☆☆☆☆☆
Americo Life$128.69None
☆☆☆☆☆
New Era Life$129.62$20.00
☆☆☆☆☆
S.USA Life Insurance$130.00$25.00
☆☆☆☆☆
Everest$130.16$25.00
☆☆☆☆☆
Unified Life$130.92$25.00
☆☆☆☆☆

Contact Highmark Blue Cross Blue Shield Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:866-865-6166
Website:https://medicare.highmark.com/
Address:70 North Main Street, Wilkes-Barre, PA 18711

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

Highmark Blue Cross Blue Shield Medicare Supplements are available to all Pennsylvania beneficiaries, ages 65 and older, who have enrolled in both Medicare Part A and Part B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Highmark Blue Cross Blue Shield. Once issued, your Medicare Supplement policy can't be canceled. And, it will automatically renew for as long as you continue to pay the premiums and make no material misrepresentations.

Before choosing an insurance company, be sure to get the Highmark Blue Cross Blue Shield Medicare Supplement rate increase history in Pennsylvania. This is the best way to predict future rate increases.

Availability

Highmark Blue Cross Blue Shield services Medicare supplement insurance in Philadelphia, Allentown, Bethlehem, State College, Scranton, Wilkes-Barre, Altoona, Harrisburg, York, Erie, Reading, Lancaster, and most other Pennsylvania cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare Highmark Blue Cross Blue Shield Medigap plans in Pennsylvania with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[1]Affiliate and Sales Agent Disclosure

Many of the plans featured on MedicareWire are offered through our trusted partner, HealthCompare Insurance Services, Inc., a licensed sales agency. HealthCompare may compensate us if you enroll in a plan through their services. Online enrollment services are provided by MedicareEnrollment.com, a HealthCompare affiliate.

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[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

Previously, David served as Vice President of Global Systems at Sony Pictures Entertainment and Director of Systems and Networks at HealthNet, focusing on secure HMO and Medicare infrastructures. His military career includes serving as Command Chief at TACRON-11, earning multiple Navy Commendation Medals and other commendations.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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